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Single Family ResidenceResidential
$791,773$427 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $520,000 on Oct 30, 2020

490 MIDDLE ST

AMHERST, MA 01002
3
Beds
2.5
Baths
1,854 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.8 ac
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$792K
$737K low$846K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$520,000 · Oct 30, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,447 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$795,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$237,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$557,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$730,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$740,532

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHAMPSHIRE
Lot (acres)The size of the land the home sits on, from county records.0.80
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Crocker Farm Elementary SchoolB+
Elementary · Grades PK–6 · 1.8 mi
H
Amherst - Pelham Regional High SchoolB+
High · Grades 9–12 · 4.0 mi
M
Amherst - Pelham Regional Middle SchoolB
Middle · Grades 7–8 · 4.2 mi

District: Amherst-Pelham School District

Neighborhood · ZIP 01002These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.29,604
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.523 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,336
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,051
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

490 Middle St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Hampshire County
  • Costs more per square foot than 96% of homes in Hampshire County
  • Has a bigger lot than 68% of homes in Amherst 01002
  • Among the newest homes in Amherst 01002

What homes are worth in Amherst 01002

Each bar is how many homes fall in that price range. The marker is this home.

This home
$240K$1.1M

This home is worth more than 87% of homes in Amherst 01002.

How it measures up in Amherst 01002

The dot is this home. The mark in the middle is the typical home in Amherst 01002.

Estimated value$791,773
CheaperTypical $523,431Pricier

Pricier than 87% of homes nearby

Price per ft²$427
CheaperTypical $313Pricier

Pricier than 93% of homes nearby

Living area1,854 ft²
SmallerTypical 1,710 ft²Bigger

Bigger than 57% of homes nearby

Lot size0.8 ac
SmallerTypical 0.56 acBigger

Bigger than 68% of homes nearby

Year built2019
OlderTypical 1969Newer

Newer than almost all homes nearby

How 490 Middle St ranks against every home in each area.
MeasureThis homeAmherst 01002Hampshire County
Estimated valuepricier than$791,77387% of homes94% of homes
Price per ft²pricier than$42793% of homes96% of homes
Living areabigger than1,854 ft²57% of homes60% of homes
Lot sizebigger than0.8 ac68% of homes54% of homes
Year builtnewer than2019almost all homesalmost all homes

About 490 Middle St

How much is 490 Middle St, Amherst, MA worth?

The TopHap Estimate for 490 Middle St, Amherst, MA is $791,773 as of Sep 24, 2026. The likely range is $737,336 to $846,210. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 490 Middle St, Amherst, MA last sell?

490 Middle St, Amherst, MA last sold on Oct 30, 2020 for $520,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 490 Middle St, Amherst, MA?

490 Middle St, Amherst, MA has 3 bedrooms, 2.5 bathrooms, 1,854 square feet of living space and a 0.80-acre lot.

When was 490 Middle St, Amherst, MA built?

490 Middle St, Amherst, MA was built in 2019, making it 7 years old. It is a ranch home. The building has 1 story.

What schools serve 490 Middle St, Amherst, MA?

490 Middle St, Amherst, MA is assigned to Crocker Farm Elementary School (elementary), rated B+; Amherst - Pelham Regional High School (high), rated B+; Amherst - Pelham Regional Middle School (middle), rated B. All sit in Amherst-Pelham School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 490 Middle St, Amherst, MA compare to other homes in Amherst 01002?

Among the 6,302 homes in Amherst 01002, it is worth more than 87% of them ($791,773 against a typical $523,431), its price per square foot is higher than 93% of them ($427 against a typical $313), it is bigger than 57% of them (1,854 ft² against a typical 1,710 ft²), its lot is bigger than 68% of them (0.8 ac against a typical 0.56 ac) and it is newer than almost all of them (2019 against a typical 1969). Measured against all of Hampshire County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 490 Middle St, Amherst, MA?

The 2026 property tax bill for 490 Middle St, Amherst, MA was $13,447. The county assessed it at $795,200.

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