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Single Family ResidentialResidential
$161,988$93 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 60How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

490 PHILLIPS FERRY RD

BLUFFS, IL 62621
0
Baths
1,740 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.59 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$162K
$98K low$226K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,347 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$38,831 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,085
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$37,746
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$37,928
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$116,493

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountySCOTT
Lot (acres)The size of the land the home sits on, from county records.0.59
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Bluffs High SchoolA+
High · Grades 9–12 · 3.7 mi
M
Bluffs Junior High SchoolB
Middle · Grades 6–8 · 3.7 mi
E
Bluffs Elementary SchoolB-
Elementary · Grades PK–5 · 3.7 mi

District: Scott-Morgan Consolidated Unit School District 2

Neighborhood · ZIP 62621These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.866
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.14 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,359
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,644
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

490 Phillips Ferry Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Scott County
  • Costs more per square foot than 82% of homes in Scott County
  • Bigger than 95% of homes in Bluffs 62621
  • Has a bigger lot than 83% of homes in Scott County
  • Newer than 87% of homes in Bluffs 62621

What homes are worth in Bluffs 62621

Each bar is how many homes fall in that price range. The marker is this home.

This home
$54K$197K

This home is worth more than 94% of homes in Bluffs 62621.

How it measures up in Bluffs 62621

The dot is this home. The mark in the middle is the typical home in Bluffs 62621.

Estimated value$161,988
CheaperTypical $89,840Pricier

Pricier than 94% of homes nearby

Price per ft²$93
CheaperTypical $83Pricier

Pricier than 64% of homes nearby

Living area1,740 ft²
SmallerTypical 1,152 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.59 ac
SmallerTypical 0.26 acBigger

Bigger than 81% of homes nearby

Year built1975
OlderTypical 1900Newer

Newer than 87% of homes nearby

How 490 Phillips Ferry Rd ranks against every home in each area.
MeasureThis homeBluffs 62621Scott County
Estimated valuepricier than$161,98894% of homes97% of homes
Price per ft²pricier than$9364% of homes82% of homes
Living areabigger than1,740 ft²95% of homes91% of homes
Lot sizebigger than0.59 ac81% of homes83% of homes
Year builtnewer than197587% of homes86% of homes

About 490 Phillips Ferry Rd

How much is 490 Phillips Ferry Rd, Bluffs, IL worth?

The TopHap Estimate for 490 Phillips Ferry Rd, Bluffs, IL is $161,988 as of Oct 21, 2026. The likely range is $97,656 to $226,320. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 490 Phillips Ferry Rd, Bluffs, IL last sell?

490 Phillips Ferry Rd, Bluffs, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 490 Phillips Ferry Rd, Bluffs, IL?

490 Phillips Ferry Rd, Bluffs, IL has 1,740 square feet of living space and a 0.59-acre lot.

When was 490 Phillips Ferry Rd, Bluffs, IL built?

490 Phillips Ferry Rd, Bluffs, IL was built in 1975, making it 51 years old. The building has 1 story.

What schools serve 490 Phillips Ferry Rd, Bluffs, IL?

490 Phillips Ferry Rd, Bluffs, IL is assigned to Bluffs High School (high), rated A+; Bluffs Junior High School (middle), rated B; Bluffs Elementary School (elementary), rated B-. All sit in Scott-Morgan Consolidated Unit School District 2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 490 Phillips Ferry Rd, Bluffs, IL compare to other homes in Bluffs 62621?

Among the 341 homes in Bluffs 62621, it is worth more than 94% of them ($161,988 against a typical $89,840), its price per square foot is higher than 64% of them ($93 against a typical $83), it is bigger than 95% of them (1,740 ft² against a typical 1,152 ft²), its lot is bigger than 81% of them (0.59 ac against a typical 0.26 ac) and it is newer than 87% of them (1975 against a typical 1900). Measured against all of Scott County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 490 Phillips Ferry Rd, Bluffs, IL?

The 2025 property tax bill for 490 Phillips Ferry Rd, Bluffs, IL was $2,347. The county assessed it at $38,831.

More homes on Phillips Ferry Rd

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