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Rural ResidenceResidential
$550,289$2,684 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

490 SANDY RANCH RD

HARWOOD, TX 78632
0
Baths
205 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
40.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1982
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$550K
$518K low$582K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$491 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$40,580 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$38,470
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$557,920

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.91 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Georgian
CountyCALDWELL
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1984
Lot (acres)The size of the land the home sits on, from county records.40.18
HeatingThe type of heating system in the home.Space
CoolingThe type of cooling or air conditioning in the home.Window A/C
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 174 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Waelder SchoolC+
Elementary · Grades PK–12 · 10.9 mi

District: Waelder Independent School District

Neighborhood · ZIP 78632These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,268
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.14 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,840
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,834
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

490 Sandy Ranch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Caldwell County
  • Among the highest price per square foot in Caldwell County
  • Among the smallest homes in Caldwell County
  • Has a bigger lot than 95% of homes in Caldwell County
  • Older than 73% of homes in Harwood 78632

What homes are worth in Harwood 78632

Each bar is how many homes fall in that price range. The marker is this home.

This home
$180K$1.3M

This home is worth more than 64% of homes in Harwood 78632.

How it measures up in Harwood 78632

The dot is this home. The mark in the middle is the typical home in Harwood 78632.

Estimated value$550,289
CheaperTypical $422,427Pricier

Pricier than 64% of homes nearby

Price per ft²$2684
CheaperTypical $231Pricier

Pricier than almost all homes nearby

Living area205 ft²
SmallerTypical 1,684 ft²Bigger

Bigger than 2% of homes nearby

Lot size40.18 ac
SmallerTypical 10.4 acBigger

Bigger than 79% of homes nearby

Year built1982
OlderTypical 1999Newer

Newer than 27% of homes nearby

How 490 Sandy Ranch Rd ranks against every home in each area.
MeasureThis homeHarwood 78632Caldwell County
Estimated valuepricier than$550,28964% of homes87% of homes
Price per ft²pricier than$2684almost all homesalmost all homes
Living areabigger than205 ft²2% of homesalmost no homes
Lot sizebigger than40.18 ac79% of homes95% of homes
Year builtnewer than198227% of homes32% of homes

About 490 Sandy Ranch Rd

How much is 490 Sandy Ranch Rd, Harwood, TX worth?

The TopHap Estimate for 490 Sandy Ranch Rd, Harwood, TX is $550,289 as of Aug 30, 2026. The likely range is $518,416 to $582,162. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 490 Sandy Ranch Rd, Harwood, TX last sell?

490 Sandy Ranch Rd, Harwood, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 490 Sandy Ranch Rd, Harwood, TX?

490 Sandy Ranch Rd, Harwood, TX has 205 square feet of living space and a 40.18-acre lot.

When was 490 Sandy Ranch Rd, Harwood, TX built?

490 Sandy Ranch Rd, Harwood, TX was built in 1982, making it 44 years old. It is a georgian home. The building has 1 story.

What schools serve 490 Sandy Ranch Rd, Harwood, TX?

490 Sandy Ranch Rd, Harwood, TX is assigned to Waelder School (elementary), rated C+. All sit in Waelder Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 490 Sandy Ranch Rd, Harwood, TX compare to other homes in Harwood 78632?

Among the 663 homes in Harwood 78632, it is worth more than 64% of them ($550,289 against a typical $422,427), its price per square foot is higher than almost all of them ($2684 against a typical $231), it is bigger than 2% of them (205 ft² against a typical 1,684 ft²), its lot is bigger than 79% of them (40.18 ac against a typical 10.4 ac) and it is newer than 27% of them (1982 against a typical 1999). Measured against all of Caldwell County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 490 Sandy Ranch Rd, Harwood, TX?

The 2026 property tax bill for 490 Sandy Ranch Rd, Harwood, TX was $491. The county assessed it at $40,580.

More homes on Sandy Ranch Rd

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More homes in Harwood 78632

Assigned schools

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