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Single Family ResidenceResidential
$1,260,666$875 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 70How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

490 THAMES ST

NEWPORT, RI 02840
3
Beds
2
Baths
1,440 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,370 ft²
Lot SizeThe size of the land the home sits on, from county records.
1870
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.3M
$877K low$1.6M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,807 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,087,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$349,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$738,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
68
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.48 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Historical
CountyNEWPORT
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1992
Lot (acres)The size of the land the home sits on, from county records.0.05
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Roll Composition (rolled Mineral Roof)
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Rogers High SchoolC
High · Grades 9–12 · 0.8 mi
M
Frank E. Thompson Middle SchoolD+
Middle · Grades 5–8 · 0.9 mi
E
Claiborne Pell Elementary SchoolC-
Elementary · Grades PK–4 · 2.0 mi

District: Newport School District

Neighborhood · ZIP 02840These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.23,137
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,164 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,578
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$120,528
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

490 Thames St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Newport County
  • Costs more per square foot than 89% of homes in Newport County
  • Has a smaller lot than 97% of homes in Newport County
  • Older than 96% of homes in Newport County

What homes are worth in Newport 02840

Each bar is how many homes fall in that price range. The marker is this home.

This home
$353K$5.9M

This home is worth more than 68% of homes in Newport 02840.

How it measures up in Newport 02840

The dot is this home. The mark in the middle is the typical home in Newport 02840.

Estimated value$1,260,666
CheaperTypical $979,714Pricier

Pricier than 68% of homes nearby

Price per ft²$875
CheaperTypical $692Pricier

Pricier than 76% of homes nearby

Living area1,440 ft²
SmallerTypical 1,658 ft²Bigger

Bigger than 39% of homes nearby

Lot size2,370 ft²
SmallerTypical 0.11 acBigger

Bigger than 10% of homes nearby

Year built1870
OlderTypical 1920Newer

Newer than 9% of homes nearby

How 490 Thames St ranks against every home in each area.
MeasureThis homeNewport 02840Newport County
Estimated valuepricier than$1,260,66668% of homes79% of homes
Price per ft²pricier than$87576% of homes89% of homes
Living areabigger than1,440 ft²39% of homes40% of homes
Lot sizebigger than2,370 ft²10% of homes3% of homes
Year builtnewer than18709% of homes4% of homes

About 490 Thames St

How much is 490 Thames St, Newport, RI worth?

The TopHap Estimate for 490 Thames St, Newport, RI is $1,260,666 as of Aug 30, 2026. The likely range is $877,391 to $1,643,941. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 490 Thames St, Newport, RI last sell?

490 Thames St, Newport, RI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 490 Thames St, Newport, RI?

490 Thames St, Newport, RI has 3 bedrooms, 2 bathrooms, 1,440 square feet of living space and a 0.05-acre lot.

When was 490 Thames St, Newport, RI built?

490 Thames St, Newport, RI was built in 1870, making it 156 years old. It is a historical home. The building has 2 stories.

What schools serve 490 Thames St, Newport, RI?

490 Thames St, Newport, RI is assigned to Rogers High School (high), rated C; Frank E. Thompson Middle School (middle), rated D+; Claiborne Pell Elementary School (elementary), rated C-. All sit in Newport School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 490 Thames St, Newport, RI compare to other homes in Newport 02840?

Among the 8,542 homes in Newport 02840, it is worth more than 68% of them ($1,260,666 against a typical $979,714), its price per square foot is higher than 76% of them ($875 against a typical $692), it is bigger than 39% of them (1,440 ft² against a typical 1,658 ft²), its lot is bigger than 10% of them (2,370 ft² against a typical 0.11 ac) and it is newer than 9% of them (1870 against a typical 1920). Measured against all of Newport County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 490 Thames St, Newport, RI?

The 2025 property tax bill for 490 Thames St, Newport, RI was $7,807. The county assessed it at $1,087,300.

More homes on Thames St

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