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Single Family ResidenceResidential
$203,006$133 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

490 THOMAS AVE

SAINT PAUL, MN 55103
3
Beds
1
Baths
1,531 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1906
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$203K
$197K low$209K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,632 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$206,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$181,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$171,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$206,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.41 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyRAMSEY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1930
Lot (acres)The size of the land the home sits on, from county records.0.12
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Maxfield Elementary SchoolD-
Elementary · Grades PK–5 · 0.8 mi
H
Central High SchoolB+
High · Grades 9–12 · 1.5 mi
M
Hidden River Middle SchoolD+
Middle · Grades 6–8 · 2.8 mi

District: St. Paul Public School District

Neighborhood · ZIP 55103These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.8

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.13,701
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,303 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,339
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,833
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

490 Thomas Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Ramsey County
  • Costs less per square foot than 98% of homes in Ramsey County
  • Bigger than 70% of homes in Frogtown
  • Has a smaller lot than 87% of homes in Ramsey County
  • Older than 91% of homes in Ramsey County

What homes are worth in Saint Paul 55103

Each bar is how many homes fall in that price range. The marker is this home.

This home
$107K$493K

This home is worth more than 39% of homes in Saint Paul 55103.

How it measures up in Saint Paul 55103

The dot is this home. The mark in the middle is the typical home in Saint Paul 55103.

Estimated value$203,006
CheaperTypical $219,925Pricier

Pricier than 39% of homes nearby

Price per ft²$133
CheaperTypical $189Pricier

Pricier than 13% of homes nearby

Living area1,531 ft²
SmallerTypical 1,260 ft²Bigger

Bigger than 70% of homes nearby

Lot size0.11 ac
SmallerTypical 0.11 acBigger

Bigger than 41% of homes nearby

Year built1906
OlderTypical 1912Newer

Newer than 39% of homes nearby

How 490 Thomas Ave ranks against every home in each area.
MeasureThis homeFrogtownSaint Paul 55103Ramsey County
Estimated valuepricier than$203,00646% of homes39% of homes14% of homes
Price per ft²pricier than$13316% of homes13% of homes2% of homes
Living areabigger than1,531 ft²70% of homes70% of homes69% of homes
Lot sizebigger than0.11 ac46% of homes41% of homes13% of homes
Year builtnewer than190642% of homes39% of homes9% of homes

About 490 Thomas Ave

How much is 490 Thomas Ave, Saint Paul, MN worth?

The TopHap Estimate for 490 Thomas Ave, Saint Paul, MN is $203,006 as of Sep 24, 2026. The likely range is $197,448 to $208,564. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 490 Thomas Ave, Saint Paul, MN last sell?

490 Thomas Ave, Saint Paul, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 490 Thomas Ave, Saint Paul, MN?

490 Thomas Ave, Saint Paul, MN has 3 bedrooms, 1 bathrooms, 1,531 square feet of living space and a 0.12-acre lot.

When was 490 Thomas Ave, Saint Paul, MN built?

490 Thomas Ave, Saint Paul, MN was built in 1906, making it 120 years old. It is a bi-level home. The building has 2 stories.

What schools serve 490 Thomas Ave, Saint Paul, MN?

490 Thomas Ave, Saint Paul, MN is assigned to Maxfield Elementary School (elementary), rated D-; Central High School (high), rated B+; Hidden River Middle School (middle), rated D+. All sit in St. Paul Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 490 Thomas Ave, Saint Paul, MN compare to other homes in Saint Paul 55103?

Among the 2,610 homes in Saint Paul 55103, it is worth more than 39% of them ($203,006 against a typical $219,925), its price per square foot is higher than 13% of them ($133 against a typical $189), it is bigger than 70% of them (1,531 ft² against a typical 1,260 ft²), its lot is bigger than 41% of them (0.11 ac against a typical 0.11 ac) and it is newer than 39% of them (1906 against a typical 1912). Measured against all of Ramsey County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 490 Thomas Ave, Saint Paul, MN?

The 2025 property tax bill for 490 Thomas Ave, Saint Paul, MN was $2,632. The county assessed it at $206,000.

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