Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$197,955$193 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

490 TREE FARM RD

DERBY LINE, VT 05830
2
Beds
1
Baths
1,024 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$198K
$170K low$226K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,679 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$77,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$56,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$77,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyORLEANS
Lot (acres)The size of the land the home sits on, from county records.10.30
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Floor/Wall Furnace
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Derby Elementary SchoolB
Elementary · Grades PK–6 · 4.0 mi
M
North Country Union Junior High SchoolC-
Middle · Grades 7–8 · 6.0 mi
H
North Country Union High SchoolC+
High · Grades 9–12 · 9.1 mi

District: Derby School District

Neighborhood · ZIP 05830These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.165
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.70%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,261
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,172
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,338
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

490 Tree Farm Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Orleans County
  • Costs less per square foot than 65% of homes in Orleans County
  • Smaller than 75% of homes in Orleans County
  • Has a bigger lot than 70% of homes in Orleans County
  • Newer than 68% of homes in Derby Line 05830

What homes are worth in Derby Line 05830

Each bar is how many homes fall in that price range. The marker is this home.

This home
$82K$589K

This home is worth more than 22% of homes in Derby Line 05830.

How it measures up in Derby Line 05830

The dot is this home. The mark in the middle is the typical home in Derby Line 05830.

Estimated value$197,955
CheaperTypical $268,787Pricier

Pricier than 22% of homes nearby

Price per ft²$193
CheaperTypical $211Pricier

Pricier than 40% of homes nearby

Living area1,024 ft²
SmallerTypical 1,316 ft²Bigger

Bigger than 26% of homes nearby

Lot size10.3 ac
SmallerTypical 1.42 acBigger

Bigger than 67% of homes nearby

Year built1989
OlderTypical 1972Newer

Newer than 68% of homes nearby

How 490 Tree Farm Rd ranks against every home in each area.
MeasureThis homeDerby Line 05830Orleans County
Estimated valuepricier than$197,95522% of homes19% of homes
Price per ft²pricier than$19340% of homes35% of homes
Living areabigger than1,024 ft²26% of homes25% of homes
Lot sizebigger than10.3 ac67% of homes70% of homes
Year builtnewer than198968% of homes65% of homes

About 490 Tree Farm Rd

How much is 490 Tree Farm Rd, Derby Line, VT worth?

The TopHap Estimate for 490 Tree Farm Rd, Derby Line, VT is $197,955 as of Sep 24, 2026. The likely range is $169,789 to $226,121. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 490 Tree Farm Rd, Derby Line, VT last sell?

490 Tree Farm Rd, Derby Line, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 490 Tree Farm Rd, Derby Line, VT?

490 Tree Farm Rd, Derby Line, VT has 2 bedrooms, 1 bathrooms, 1,024 square feet of living space and a 10.30-acre lot.

When was 490 Tree Farm Rd, Derby Line, VT built?

490 Tree Farm Rd, Derby Line, VT was built in 1989, making it 37 years old. The building has 1 story.

What schools serve 490 Tree Farm Rd, Derby Line, VT?

490 Tree Farm Rd, Derby Line, VT is assigned to Derby Elementary School (elementary), rated B; North Country Union Junior High School (middle), rated C-; North Country Union High School (high), rated C+. All sit in Derby School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 490 Tree Farm Rd, Derby Line, VT compare to other homes in Derby Line 05830?

Among the 638 homes in Derby Line 05830, it is worth more than 22% of them ($197,955 against a typical $268,787), its price per square foot is higher than 40% of them ($193 against a typical $211), it is bigger than 26% of them (1,024 ft² against a typical 1,316 ft²), its lot is bigger than 67% of them (10.3 ac against a typical 1.42 ac) and it is newer than 68% of them (1989 against a typical 1972). Measured against all of Orleans County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 490 Tree Farm Rd, Derby Line, VT?

The 2025 property tax bill for 490 Tree Farm Rd, Derby Line, VT was $1,679. The county assessed it at $77,400.

More homes on Tree Farm Rd

Closest homes

More homes in Derby Line 05830

Assigned schools

Explore the area

See this home in context

Open 490 Tree Farm Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map