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Rural ResidenceResidential
$320,129$202 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $70,000 on Jun 16, 2005

490 UNION RIDGE RD

WARTRACE, TN 37183
2
Baths
1,588 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
33.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$320K
$248K low$393K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$70,000 · Jun 16, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,629 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$70,075 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,325
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$53,750
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$70,075
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$364,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.49 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyBedford
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1991
Lot (acres)The size of the land the home sits on, from county records.33.50
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 256 ft²Porch · 168 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Cascade High SchoolA-
High · Grades 9–12 · 6.3 mi
M
Cascade Middle SchoolB
Middle · Grades 6–8 · 6.7 mi
E
Cascade Elementary SchoolA
Elementary · Grades KG–5 · 6.7 mi

District: Bedford County School District

Neighborhood · ZIP 37183These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.121
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,747
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.58 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,866
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,982
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

490 Union Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 93% of homes in Bedford County
  • Older than 75% of homes in Wartrace 37183

What homes are worth in Wartrace 37183

Each bar is how many homes fall in that price range. The marker is this home.

This home
$122K$1.1M

This home is worth more than 43% of homes in Wartrace 37183.

How it measures up in Wartrace 37183

The dot is this home. The mark in the middle is the typical home in Wartrace 37183.

Estimated value$320,129
CheaperTypical $354,310Pricier

Pricier than 43% of homes nearby

Price per ft²$202
CheaperTypical $211Pricier

Pricier than 43% of homes nearby

Living area1,588 ft²
SmallerTypical 1,657 ft²Bigger

Bigger than 47% of homes nearby

Lot size33.5 ac
SmallerTypical 4.8 acBigger

Bigger than 89% of homes nearby

Year built1968
OlderTypical 1994Newer

Newer than 25% of homes nearby

How 490 Union Ridge Rd ranks against every home in each area.
MeasureThis homeWartrace 37183Bedford County
Estimated valuepricier than$320,12943% of homes55% of homes
Price per ft²pricier than$20243% of homes55% of homes
Living areabigger than1,588 ft²47% of homes55% of homes
Lot sizebigger than33.5 ac89% of homes93% of homes
Year builtnewer than196825% of homes29% of homes

About 490 Union Ridge Rd

How much is 490 Union Ridge Rd, Wartrace, TN worth?

The TopHap Estimate for 490 Union Ridge Rd, Wartrace, TN is $320,129 as of Aug 30, 2026. The likely range is $247,713 to $392,545. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 490 Union Ridge Rd, Wartrace, TN last sell?

490 Union Ridge Rd, Wartrace, TN last sold on Jun 16, 2005 for $70,000, according to the county's recorded deed.

How big is 490 Union Ridge Rd, Wartrace, TN?

490 Union Ridge Rd, Wartrace, TN has 2 bathrooms, 1,588 square feet of living space and a 33.50-acre lot.

When was 490 Union Ridge Rd, Wartrace, TN built?

490 Union Ridge Rd, Wartrace, TN was built in 1968, making it 58 years old. The building has 2 stories.

What schools serve 490 Union Ridge Rd, Wartrace, TN?

490 Union Ridge Rd, Wartrace, TN is assigned to Cascade High School (high), rated A-; Cascade Middle School (middle), rated B; Cascade Elementary School (elementary), rated A. All sit in Bedford County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 490 Union Ridge Rd, Wartrace, TN compare to other homes in Wartrace 37183?

Among the 1,476 homes in Wartrace 37183, it is worth more than 43% of them ($320,129 against a typical $354,310), its price per square foot is higher than 43% of them ($202 against a typical $211), it is bigger than 47% of them (1,588 ft² against a typical 1,657 ft²), its lot is bigger than 89% of them (33.5 ac against a typical 4.8 ac) and it is newer than 25% of them (1968 against a typical 1994). Measured against all of Bedford County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 490 Union Ridge Rd, Wartrace, TN?

The 2025 property tax bill for 490 Union Ridge Rd, Wartrace, TN was $1,629. The county assessed it at $70,075.

More homes on Union Ridge Rd

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More homes in Wartrace 37183

Assigned schools

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