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Single Family ResidenceResidential
$189,768$164 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

490 W 4TH ST

GARNER, IA 50438
2
Beds
1
Baths
1,160 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1953
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
10
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$190K
$159K low$220K high

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHancock
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Garner-Hayfield-Ventura Middle School
Middle · Grades 5–8 · 0.5 mi
E
Garner-Hayfield-Ventura Elementary SchoolA+
Elementary · Grades PK–4 · 0.5 mi
H
Garner-Hayfield-Ventura High SchoolA-
High · Grades 9–12 · 0.8 mi

District: Garner-Hayfield-Ventura Community School District

Neighborhood · ZIP 50438These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.4,303
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,867
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,923
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

490 W 4th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Hancock County
  • Costs more per square foot than 76% of homes in Hancock County
  • Smaller than 75% of homes in Garner 50438

What homes are worth in Garner 50438

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$502K

This home is worth more than 37% of homes in Garner 50438.

How it measures up in Garner 50438

The dot is this home. The mark in the middle is the typical home in Garner 50438.

Estimated value$189,768
CheaperTypical $224,818Pricier

Pricier than 37% of homes nearby

Price per ft²$164
CheaperTypical $163Pricier

Pricier than 51% of homes nearby

Living area1,160 ft²
SmallerTypical 1,447 ft²Bigger

Bigger than 25% of homes nearby

Year built1953
OlderTypical 1965Newer

Newer than 42% of homes nearby

How 490 W 4th St ranks against every home in each area.
MeasureThis homeGarner 50438Hancock County
Estimated valuepricier than$189,76837% of homes67% of homes
Price per ft²pricier than$16451% of homes76% of homes
Living areabigger than1,160 ft²25% of homes27% of homes
Year builtnewer than195342% of homes50% of homes

About 490 W 4th St

How much is 490 W 4th St, Garner, IA worth?

The TopHap Estimate for 490 W 4th St, Garner, IA is $189,768 as of Sep 24, 2026. The likely range is $159,075 to $220,461. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 490 W 4th St, Garner, IA last sell?

490 W 4th St, Garner, IA last sold on Dec 17, 2002, according to the county's recorded deed.

How big is 490 W 4th St, Garner, IA?

490 W 4th St, Garner, IA has 2 bedrooms, 1 bathrooms and 1,160 square feet of living space.

When was 490 W 4th St, Garner, IA built?

490 W 4th St, Garner, IA was built in 1953, making it 73 years old. The building has 1 story.

What schools serve 490 W 4th St, Garner, IA?

490 W 4th St, Garner, IA is assigned to Garner-Hayfield-Ventura Middle School (middle); Garner-Hayfield-Ventura Elementary School (elementary), rated A+; Garner-Hayfield-Ventura High School (high), rated A-. All sit in Garner-Hayfield-Ventura Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 490 W 4th St, Garner, IA compare to other homes in Garner 50438?

Among the 1,700 homes in Garner 50438, it is worth more than 37% of them ($189,768 against a typical $224,818), its price per square foot is higher than 51% of them ($164 against a typical $163), it is bigger than 25% of them (1,160 ft² against a typical 1,447 ft²) and it is newer than 42% of them (1953 against a typical 1965). Measured against all of Hancock County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on W 4th St

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