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Single Family ResidenceResidential
$169,114$146 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4909 40TH ST SW

PINE RIVER, MN 56474
2
Beds
2
Baths
1,158 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.06 ac
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$169K
$135K low$204K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$106,314
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$85,051
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$62,800
PINE RIVER STATE BANK · R · recorded Jun 3, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$924 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$219,100 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$79,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$139,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$219,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCass
Lot (acres)The size of the land the home sits on, from county records.10.06
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 96 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Pine River-Backus High SchoolC+
Middle · Grades 7–12 · 7.9 mi
E
Pine River-Backus Elementary SchoolC
Elementary · Grades PK–6 · 8.0 mi

District: Pine River-Backus Public School District

Neighborhood · ZIP 56474These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.57%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.5,229
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.19 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,070
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,777
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4909 40th St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Cass County
  • Costs less per square foot than 69% of homes in Cass County
  • Has a bigger lot than 76% of homes in Cass County
  • Newer than 93% of homes in Cass County

What homes are worth in Pine River 56474

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$999K

This home is worth more than 43% of homes in Pine River 56474.

How it measures up in Pine River 56474

The dot is this home. The mark in the middle is the typical home in Pine River 56474.

Estimated value$169,114
CheaperTypical $183,676Pricier

Pricier than 43% of homes nearby

Price per ft²$146
CheaperTypical $151Pricier

Pricier than 46% of homes nearby

Living area1,158 ft²
SmallerTypical 1,170 ft²Bigger

Bigger than 50% of homes nearby

Lot size10.06 ac
SmallerTypical 3.38 acBigger

Bigger than 70% of homes nearby

Year built2010
OlderTypical 1987Newer

Newer than 91% of homes nearby

How 4909 40th St Sw ranks against every home in each area.
MeasureThis homePine River 56474Cass County
Estimated valuepricier than$169,11443% of homes29% of homes
Price per ft²pricier than$14646% of homes31% of homes
Living areabigger than1,158 ft²50% of homes51% of homes
Lot sizebigger than10.06 ac70% of homes76% of homes
Year builtnewer than201091% of homes93% of homes

About 4909 40th St Sw

How much is 4909 40th St Sw, Pine River, MN worth?

The TopHap Estimate for 4909 40th St Sw, Pine River, MN is $169,114 as of Jul 14, 2026. The likely range is $134,585 to $203,643. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4909 40th St Sw, Pine River, MN?

4909 40th St Sw, Pine River, MN has 2 bedrooms, 2 bathrooms, 1,158 square feet of living space and a 10.06-acre lot.

When was 4909 40th St Sw, Pine River, MN built?

4909 40th St Sw, Pine River, MN was built in 2010, making it 16 years old. It is a ranch home. The building has 1 story.

What schools serve 4909 40th St Sw, Pine River, MN?

4909 40th St Sw, Pine River, MN is assigned to Pine River-Backus High School (middle), rated C+; Pine River-Backus Elementary School (elementary), rated C. All sit in Pine River-Backus Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4909 40th St Sw, Pine River, MN compare to other homes in Pine River 56474?

Among the 2,931 homes in Pine River 56474, it is worth more than 43% of them ($169,114 against a typical $183,676), its price per square foot is higher than 46% of them ($146 against a typical $151), it is bigger than 50% of them (1,158 ft² against a typical 1,170 ft²), its lot is bigger than 70% of them (10.06 ac against a typical 3.38 ac) and it is newer than 91% of them (2010 against a typical 1987). Measured against all of Cass County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4909 40th St Sw, Pine River, MN?

The 2025 property tax bill for 4909 40th St Sw, Pine River, MN was $924. The county assessed it at $219,100.

More homes on 40th St Sw

Closest homes

More homes in Pine River 56474

Assigned schools

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