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Single Family ResidenceResidential
$398,641$258 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

4909 HARWICH WAY

WALDORF, MD 20601
2
Baths
1,544 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$399K
$379K low$419K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,124 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$315,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$96,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$219,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$292,467
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$315,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
52
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCHARLES
Lot (acres)The size of the land the home sits on, from county records.0.26
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 252 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
John Hanson Middle SchoolD+
Middle · Grades 6–8 · 2.2 mi
H
Thomas Stone High SchoolD
High · Grades 9–12 · 2.7 mi
E
Malcolm Elementary SchoolC
Elementary · Grades PK–5 · 4.2 mi

District: Charles County Public Schools

Neighborhood · ZIP 20601These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.32,491
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.695 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$124,756
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$143,075
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4909 Harwich Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Waldorf 20601
  • Costs more per square foot than 86% of homes in Charles County
  • Smaller than 77% of homes in Charles County
  • Older than 85% of homes in Waldorf 20601

What homes are worth in Waldorf 20601

Each bar is how many homes fall in that price range. The marker is this home.

This home
$273K$784K

This home is worth more than 31% of homes in Waldorf 20601.

How it measures up in Waldorf 20601

The dot is this home. The mark in the middle is the typical home in Waldorf 20601.

Estimated value$398,641
CheaperTypical $436,631Pricier

Pricier than 31% of homes nearby

Price per ft²$258
CheaperTypical $217Pricier

Pricier than 85% of homes nearby

Living area1,544 ft²
SmallerTypical 1,980 ft²Bigger

Bigger than 25% of homes nearby

Lot size0.26 ac
SmallerTypical 0.26 acBigger

Bigger than 50% of homes nearby

Year built1972
OlderTypical 1988Newer

Newer than 15% of homes nearby

How 4909 Harwich Way ranks against every home in each area.
MeasureThis homeWaldorf 20601Charles County
Estimated valuepricier than$398,64131% of homes39% of homes
Price per ft²pricier than$25885% of homes86% of homes
Living areabigger than1,544 ft²25% of homes23% of homes
Lot sizebigger than0.26 ac50% of homes49% of homes
Year builtnewer than197215% of homes19% of homes

About 4909 Harwich Way

How much is 4909 Harwich Way, Waldorf, MD worth?

The TopHap Estimate for 4909 Harwich Way, Waldorf, MD is $398,641 as of Sep 24, 2026. The likely range is $378,591 to $418,691. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4909 Harwich Way, Waldorf, MD last sell?

4909 Harwich Way, Waldorf, MD last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4909 Harwich Way, Waldorf, MD?

4909 Harwich Way, Waldorf, MD has 2 bathrooms, 1,544 square feet of living space and a 0.26-acre lot.

When was 4909 Harwich Way, Waldorf, MD built?

4909 Harwich Way, Waldorf, MD was built in 1972, making it 54 years old. It is a conventional home. The building has 1 story.

What schools serve 4909 Harwich Way, Waldorf, MD?

4909 Harwich Way, Waldorf, MD is assigned to John Hanson Middle School (middle), rated D+; Thomas Stone High School (high), rated D; Malcolm Elementary School (elementary), rated C. All sit in Charles County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4909 Harwich Way, Waldorf, MD compare to other homes in Waldorf 20601?

Among the 9,353 homes in Waldorf 20601, it is worth more than 31% of them ($398,641 against a typical $436,631), its price per square foot is higher than 85% of them ($258 against a typical $217), it is bigger than 25% of them (1,544 ft² against a typical 1,980 ft²), its lot is bigger than 50% of them (0.26 ac against a typical 0.26 ac) and it is newer than 15% of them (1972 against a typical 1988). Measured against all of Charles County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4909 Harwich Way, Waldorf, MD?

The 2025 property tax bill for 4909 Harwich Way, Waldorf, MD was $9,124. The county assessed it at $315,600.

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