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Single Family ResidenceResidential
$142,551$170 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $72,500 on Jun 22, 2018

4909 RUSSELL ST

MIDLAND, MI 48640
2
Beds
1
Baths
840 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1939
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$143K
$127K low$158K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$72,500 · Jun 22, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$42,517
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$34,014
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$78,000
ISABELLA BANK · recorded Jun 8, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$22,034
FIGURE LENDING LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,674 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$69,100 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$66,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$138,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.24
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMIDLAND
Lot (acres)The size of the land the home sits on, from county records.0.19
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Siebert Elementary SchoolA-
Elementary · Grades KG–5 · 0.5 mi
M
Jefferson Middle SchoolA
Middle · Grades 6–8 · 0.5 mi
H
Herbert Henry Dow High SchoolA+
High · Grades 9–12 · 1.8 mi

District: Midland Public Schools

Neighborhood · ZIP 48640These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.32,324
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.290 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,196
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,376
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4909 Russell St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Midland 48640
  • Costs more per square foot than 65% of homes in Midland 48640
  • Smaller than 95% of homes in Midland 48640
  • Has a smaller lot than 90% of homes in Midland County
  • Older than 89% of homes in Midland County

What homes are worth in Midland 48640

Each bar is how many homes fall in that price range. The marker is this home.

This home
$86K$597K

This home is worth more than 11% of homes in Midland 48640.

How it measures up in Midland 48640

The dot is this home. The mark in the middle is the typical home in Midland 48640.

Estimated value$142,551
CheaperTypical $236,744Pricier

Pricier than 11% of homes nearby

Price per ft²$170
CheaperTypical $157Pricier

Pricier than 65% of homes nearby

Living area840 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.19 ac
SmallerTypical 0.48 acBigger

Bigger than 17% of homes nearby

Year built1939
OlderTypical 1967Newer

Newer than 17% of homes nearby

How 4909 Russell St ranks against every home in each area.
MeasureThis homeMidland 48640Midland County
Estimated valuepricier than$142,55111% of homes14% of homes
Price per ft²pricier than$17065% of homes58% of homes
Living areabigger than840 ft²5% of homes5% of homes
Lot sizebigger than0.19 ac17% of homes10% of homes
Year builtnewer than193917% of homes11% of homes

About 4909 Russell St

How much is 4909 Russell St, Midland, MI worth?

The TopHap Estimate for 4909 Russell St, Midland, MI is $142,551 as of Jul 14, 2026. The likely range is $126,885 to $158,217. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4909 Russell St, Midland, MI last sell?

4909 Russell St, Midland, MI last sold on Jun 22, 2018 for $72,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4909 Russell St, Midland, MI?

4909 Russell St, Midland, MI has 2 bedrooms, 1 bathrooms, 840 square feet of living space and a 0.19-acre lot.

When was 4909 Russell St, Midland, MI built?

4909 Russell St, Midland, MI was built in 1939, making it 87 years old. It is a ranch home. The building has 1 story.

What schools serve 4909 Russell St, Midland, MI?

4909 Russell St, Midland, MI is assigned to Siebert Elementary School (elementary), rated A-; Jefferson Middle School (middle), rated A; Herbert Henry Dow High School (high), rated A+. All sit in Midland Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4909 Russell St, Midland, MI compare to other homes in Midland 48640?

Among the 11,804 homes in Midland 48640, it is worth more than 11% of them ($142,551 against a typical $236,744), its price per square foot is higher than 65% of them ($170 against a typical $157), it is bigger than 5% of them (840 ft² against a typical 1,536 ft²), its lot is bigger than 17% of them (0.19 ac against a typical 0.48 ac) and it is newer than 17% of them (1939 against a typical 1967). Measured against all of Midland County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4909 Russell St, Midland, MI?

The 2025 property tax bill for 4909 Russell St, Midland, MI was $1,674. The county assessed it at $69,100.

More homes on Russell St

Closest homes

More homes in Midland 48640

Assigned schools

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