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Single Family ResidenceResidential
$309,758$143 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

491 RIVER BEND DR

CELINA, TN 38551
2
Baths
2,164 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$310K
$253K low$367K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$309,758
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$247,806

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,206 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$46,375 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,650
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$38,725
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$46,375
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$185,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.64
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyClay
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1999
Lot (acres)The size of the land the home sits on, from county records.0.46
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 936 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Celina K-8D
Elementary · Grades PK–8 · 4.7 mi
H
Clay County Adult High School
High · Grades 9–12 · 5.1 mi

District: Clay County School District

Neighborhood · ZIP 38551These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,682
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$38,477
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$54,024
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

491 River Bend Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Celina 38551
  • Bigger than 92% of homes in Celina 38551
  • Has a smaller lot than 87% of homes in Clay County
  • Newer than 73% of homes in Celina 38551

What homes are worth in Celina 38551

Each bar is how many homes fall in that price range. The marker is this home.

This home
$41K$653K

This home is worth more than 79% of homes in Celina 38551.

How it measures up in Celina 38551

The dot is this home. The mark in the middle is the typical home in Celina 38551.

Estimated value$309,758
CheaperTypical $198,476Pricier

Pricier than 79% of homes nearby

Price per ft²$143
CheaperTypical $160Pricier

Pricier than 40% of homes nearby

Living area2,164 ft²
SmallerTypical 1,216 ft²Bigger

Bigger than 92% of homes nearby

Lot size0.46 ac
SmallerTypical 1.29 acBigger

Bigger than 21% of homes nearby

Year built1994
OlderTypical 1981Newer

Newer than 73% of homes nearby

How 491 River Bend Dr ranks against every home in each area.
MeasureThis homeCelina 38551Clay County
Estimated valuepricier than$309,75879% of homes79% of homes
Price per ft²pricier than$14340% of homes41% of homes
Living areabigger than2,164 ft²92% of homes92% of homes
Lot sizebigger than0.46 ac21% of homes13% of homes
Year builtnewer than199473% of homes71% of homes

About 491 River Bend Dr

How much is 491 River Bend Dr, Celina, TN worth?

The TopHap Estimate for 491 River Bend Dr, Celina, TN is $309,758 as of Jul 14, 2026. The likely range is $252,818 to $366,698. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 491 River Bend Dr, Celina, TN last sell?

491 River Bend Dr, Celina, TN last sold on Dec 6, 2001, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 491 River Bend Dr, Celina, TN?

491 River Bend Dr, Celina, TN has 2 bathrooms, 2,164 square feet of living space and a 0.46-acre lot.

When was 491 River Bend Dr, Celina, TN built?

491 River Bend Dr, Celina, TN was built in 1994, making it 32 years old. The building has 2 stories.

What schools serve 491 River Bend Dr, Celina, TN?

491 River Bend Dr, Celina, TN is assigned to Celina K-8 (elementary), rated D; Clay County Adult High School (high). All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 491 River Bend Dr, Celina, TN compare to other homes in Celina 38551?

Among the 2,050 homes in Celina 38551, it is worth more than 79% of them ($309,758 against a typical $198,476), its price per square foot is higher than 40% of them ($143 against a typical $160), it is bigger than 92% of them (2,164 ft² against a typical 1,216 ft²), its lot is bigger than 21% of them (0.46 ac against a typical 1.29 ac) and it is newer than 73% of them (1994 against a typical 1981). Measured against all of Clay County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 491 River Bend Dr, Celina, TN?

The 2024 property tax bill for 491 River Bend Dr, Celina, TN was $1,206. The county assessed it at $46,375.

Closest homes

More homes in Celina 38551

Assigned schools

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