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TownhouseResidential
$279,375$246 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $245,000 on Jun 8, 2021

491 SHADOW LAKE BAY

ROSELLE, IL 60172
2
Beds
2
Baths
1,135 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,950 ft²
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$279K
$266K low$293K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$245,000 · Jun 8, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$38,813
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$31,050
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.86%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$240,562
GUARANTEED RATE INC · 2.87% 2 · recorded Jun 8, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,096 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$21,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$17,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,999
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$210,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
36
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Modern
CountyCook
Lot (acres)The size of the land the home sits on, from county records.0.04
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Nerge Elementary SchoolA
Elementary · Grades KG–6 · 0.4 mi
M
Mead Junior High SchoolA+
Middle · Grades 7–8 · 1.3 mi
H
James B. Conant High SchoolA+
High · Grades 9–12 · 3.0 mi

District: Schaumburg Community Consolidated School District 54

Neighborhood · ZIP 60172These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.123
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.23,052
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,383 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,042
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$132,457
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

491 Shadow Lake Bay measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Roselle 60172
  • Smaller than 75% of homes in Roselle 60172
  • Has a smaller lot than 98% of homes in Cook County
  • Newer than 71% of homes in Cook County

What homes are worth in Roselle 60172

Each bar is how many homes fall in that price range. The marker is this home.

This home
$200K$850K

This home is worth more than 14% of homes in Roselle 60172.

How it measures up in Roselle 60172

The dot is this home. The mark in the middle is the typical home in Roselle 60172.

Estimated value$279,375
CheaperTypical $387,740Pricier

Pricier than 14% of homes nearby

Price per ft²$246
CheaperTypical $248Pricier

Pricier than 48% of homes nearby

Living area1,135 ft²
SmallerTypical 1,465 ft²Bigger

Bigger than 25% of homes nearby

Lot size1,950 ft²
SmallerTypical 0.26 acBigger

Bigger than 6% of homes nearby

Year built1973
OlderTypical 1977Newer

Newer than 35% of homes nearby

How 491 Shadow Lake Bay ranks against every home in each area.
MeasureThis homeRoselle 60172Cook County
Estimated valuepricier than$279,37514% of homes35% of homes
Price per ft²pricier than$24648% of homes48% of homes
Living areabigger than1,135 ft²25% of homes26% of homes
Lot sizebigger than1,950 ft²6% of homes2% of homes
Year builtnewer than197335% of homes71% of homes

About 491 Shadow Lake Bay

How much is 491 Shadow Lake Bay, Roselle, IL worth?

The TopHap Estimate for 491 Shadow Lake Bay, Roselle, IL is $279,375 as of Jul 14, 2026. The likely range is $265,612 to $293,138. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 491 Shadow Lake Bay, Roselle, IL last sell?

491 Shadow Lake Bay, Roselle, IL last sold on Jun 8, 2021 for $245,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 491 Shadow Lake Bay, Roselle, IL?

491 Shadow Lake Bay, Roselle, IL has 2 bedrooms, 2 bathrooms, 1,135 square feet of living space and a 0.04-acre lot.

When was 491 Shadow Lake Bay, Roselle, IL built?

491 Shadow Lake Bay, Roselle, IL was built in 1973, making it 53 years old. It is a modern home. The building has 2 stories.

What schools serve 491 Shadow Lake Bay, Roselle, IL?

491 Shadow Lake Bay, Roselle, IL is assigned to Nerge Elementary School (elementary), rated A; Mead Junior High School (middle), rated A+; James B. Conant High School (high), rated A+. All sit in Schaumburg Community Consolidated School District 54. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 491 Shadow Lake Bay, Roselle, IL compare to other homes in Roselle 60172?

Among the 9,055 homes in Roselle 60172, it is worth more than 14% of them ($279,375 against a typical $387,740), its price per square foot is higher than 48% of them ($246 against a typical $248), it is bigger than 25% of them (1,135 ft² against a typical 1,465 ft²), its lot is bigger than 6% of them (1,950 ft² against a typical 0.26 ac) and it is newer than 35% of them (1973 against a typical 1977). Measured against all of Cook County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 491 Shadow Lake Bay, Roselle, IL?

The 2023 property tax bill for 491 Shadow Lake Bay, Roselle, IL was $6,096. The county assessed it at $21,000.

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