Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$761,382$1,195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

492 MAIN ST

SOUTHWEST HARBOR, ME 04679
2
Beds
1.5
Baths
637 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.07 ac
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$761K
$615K low$908K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,500 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$538,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$251,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$286,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$538,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyHANCOCK
Lot (acres)The size of the land the home sits on, from county records.3.07
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Space
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pemetic Elementary SchoolB+
Elementary · Grades PK–8 · 0.8 mi
H
Mount Desert Island High SchoolA
High · Grades 9–12 · 7.2 mi

District: Southwest Harbor

Neighborhood · ZIP 04679These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.153
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.58%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,441
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.76 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,274
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,030
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

492 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Hancock County
  • Costs more per square foot than 96% of homes in Hancock County
  • Smaller than 93% of homes in Hancock County
  • Has a bigger lot than 92% of homes in Southwest Harbor 04679
  • Newer than 95% of homes in Southwest Harbor 04679

What homes are worth in Southwest Harbor 04679

Each bar is how many homes fall in that price range. The marker is this home.

This home
$256K$2.3M

This home is worth more than 55% of homes in Southwest Harbor 04679.

How it measures up in Southwest Harbor 04679

The dot is this home. The mark in the middle is the typical home in Southwest Harbor 04679.

Estimated value$761,382
CheaperTypical $719,937Pricier

Pricier than 55% of homes nearby

Price per ft²$1195
CheaperTypical $804Pricier

Pricier than 79% of homes nearby

Living area637 ft²
SmallerTypical 932 ft²Bigger

Bigger than 16% of homes nearby

Lot size3.07 ac
SmallerTypical 0.91 acBigger

Bigger than 92% of homes nearby

Year built2010
OlderTypical 1975Newer

Newer than 95% of homes nearby

How 492 Main St ranks against every home in each area.
MeasureThis homeSouthwest Harbor 04679Hancock County
Estimated valuepricier than$761,38255% of homes79% of homes
Price per ft²pricier than$119579% of homes96% of homes
Living areabigger than637 ft²16% of homes7% of homes
Lot sizebigger than3.07 ac92% of homes70% of homes
Year builtnewer than201095% of homes92% of homes

About 492 Main St

How much is 492 Main St, Southwest Harbor, ME worth?

The TopHap Estimate for 492 Main St, Southwest Harbor, ME is $761,382 as of Sep 24, 2026. The likely range is $615,115 to $907,649. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 492 Main St, Southwest Harbor, ME last sell?

492 Main St, Southwest Harbor, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 492 Main St, Southwest Harbor, ME?

492 Main St, Southwest Harbor, ME has 2 bedrooms, 1.5 bathrooms, 637 square feet of living space and a 3.07-acre lot.

When was 492 Main St, Southwest Harbor, ME built?

492 Main St, Southwest Harbor, ME was built in 2010, making it 16 years old. It is a conventional home. The building has 2 stories.

What schools serve 492 Main St, Southwest Harbor, ME?

492 Main St, Southwest Harbor, ME is assigned to Pemetic Elementary School (elementary), rated B+; Mount Desert Island High School (high), rated A. All sit in Southwest Harbor. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 492 Main St, Southwest Harbor, ME compare to other homes in Southwest Harbor 04679?

Among the 1,106 homes in Southwest Harbor 04679, it is worth more than 55% of them ($761,382 against a typical $719,937), its price per square foot is higher than 79% of them ($1195 against a typical $804), it is bigger than 16% of them (637 ft² against a typical 932 ft²), its lot is bigger than 92% of them (3.07 ac against a typical 0.91 ac) and it is newer than 95% of them (2010 against a typical 1975). Measured against all of Hancock County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 492 Main St, Southwest Harbor, ME?

The 2025 property tax bill for 492 Main St, Southwest Harbor, ME was $5,500. The county assessed it at $538,200.

More homes on Main St

Closest homes

More homes in Southwest Harbor 04679

Assigned schools

Explore the area

See this home in context

Open 492 Main St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map