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Single Family ResidenceResidential
$880,108
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 69How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

492 RIDGE RD

MONMOUTH, ME 04259
0
Baths
135.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.

Valuation

$880K
$607K low$1.2M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$880,108
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$704,086

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,576 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$927,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$305,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$622,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$569,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKENNEBEC
Lot (acres)The size of the land the home sits on, from county records.135.70
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Monmouth AcademyB-
High · Grades 9–12 · 4.0 mi
E
Monmouth Memorial SchoolB
Elementary · Grades PK–8 · 4.2 mi

District: Regional School Unit 02

Neighborhood · ZIP 04259These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,426
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.102 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,246
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,357
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

492 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Kennebec County
  • Among the largest lots in Monmouth 04259
  • Older than 91% of homes in Kennebec County

What homes are worth in Monmouth 04259

Each bar is how many homes fall in that price range. The marker is this home.

This home
$154K$1M

This home is worth more than 97% of homes in Monmouth 04259.

How it measures up in Monmouth 04259

The dot is this home. The mark in the middle is the typical home in Monmouth 04259.

Estimated value$880,108
CheaperTypical $374,706Pricier

Pricier than 97% of homes nearby

Lot size135.7 ac
SmallerTypical 1.5 acBigger

Bigger than almost all homes nearby

Year built1890
OlderTypical 1977Newer

Newer than 10% of homes nearby

How 492 Ridge Rd ranks against every home in each area.
MeasureThis homeMonmouth 04259Kennebec County
Estimated valuepricier than$880,10897% of homesalmost all homes
Lot sizebigger than135.7 acalmost all homesalmost all homes
Year builtnewer than189010% of homes9% of homes

About 492 Ridge Rd

How much is 492 Ridge Rd, Monmouth, ME worth?

The TopHap Estimate for 492 Ridge Rd, Monmouth, ME is $880,108 as of Jun 23, 2026. The likely range is $607,274 to $1,152,941. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 492 Ridge Rd, Monmouth, ME last sell?

492 Ridge Rd, Monmouth, ME last sold on Feb 6, 2024, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

When was 492 Ridge Rd, Monmouth, ME built?

492 Ridge Rd, Monmouth, ME was built in 1890, making it 136 years old.

What schools serve 492 Ridge Rd, Monmouth, ME?

492 Ridge Rd, Monmouth, ME is assigned to Monmouth Academy (high), rated B-; Monmouth Memorial School (elementary), rated B. All sit in Regional School Unit 02. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 492 Ridge Rd, Monmouth, ME compare to other homes in Monmouth 04259?

Among the 1,684 homes in Monmouth 04259, it is worth more than 97% of them ($880,108 against a typical $374,706), its lot is bigger than almost all of them (135.7 ac against a typical 1.5 ac) and it is newer than 10% of them (1890 against a typical 1977). Measured against all of Kennebec County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 492 Ridge Rd, Monmouth, ME?

The 2025 property tax bill for 492 Ridge Rd, Monmouth, ME was $10,576. The county assessed it at $927,700.

More homes on Ridge Rd

Closest homes

More homes in Monmouth 04259

Assigned schools

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See this home in context

Open 492 Ridge Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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