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Single Family ResidenceResidential
$940,893$253 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $599,000 on Oct 14, 2021

494 MALLARD BAYE

RUTLEDGE, TN 37861
4
Baths
3,712 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.96 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$941K
$711K low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$599,000 · Oct 14, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$42,393
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$33,914
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.97%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$898,500
LONGBRIDGE FINANCIAL LLC · 1.59% 1 · recorded Oct 14, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,093 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$131,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$122,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$131,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$526,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGrainger
Lot (acres)The size of the land the home sits on, from county records.0.96
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rutledge Primary School
Elementary · Grades PK–1 · 5.1 mi
H
Grainger High SchoolD
High · Grades 9–12 · 5.3 mi
M
Rutledge Middle SchoolC+
Middle · Grades 7–8 · 6.0 mi

District: Grainger County School District

Neighborhood · ZIP 37861These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.145

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,741
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.89 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,392
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,279
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

494 Mallard Baye measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Rutledge 37861
  • Costs more per square foot than 70% of homes in Grainger County
  • Among the largest homes in Rutledge 37861
  • Has a smaller lot than 76% of homes in Grainger County
  • Newer than 95% of homes in Grainger County

What homes are worth in Rutledge 37861

Each bar is how many homes fall in that price range. The marker is this home.

This home
$54K$874K

This home is worth more than almost all homes in Rutledge 37861.

How it measures up in Rutledge 37861

The dot is this home. The mark in the middle is the typical home in Rutledge 37861.

Estimated value$940,893
CheaperTypical $293,228Pricier

Pricier than almost all homes nearby

Price per ft²$253
CheaperTypical $215Pricier

Pricier than 64% of homes nearby

Living area3,712 ft²
SmallerTypical 1,311 ft²Bigger

Bigger than almost all homes nearby

Lot size0.96 ac
SmallerTypical 1.64 acBigger

Bigger than 29% of homes nearby

Year built2021
OlderTypical 1992Newer

Newer than 94% of homes nearby

How 494 Mallard Baye ranks against every home in each area.
MeasureThis homeRutledge 37861Grainger County
Estimated valuepricier than$940,893almost all homes98% of homes
Price per ft²pricier than$25364% of homes70% of homes
Living areabigger than3,712 ft²almost all homesalmost all homes
Lot sizebigger than0.96 ac29% of homes24% of homes
Year builtnewer than202194% of homes95% of homes

About 494 Mallard Baye

How much is 494 Mallard Baye, Rutledge, TN worth?

The TopHap Estimate for 494 Mallard Baye, Rutledge, TN is $940,893 as of Jul 14, 2026. The likely range is $710,680 to $1,171,106. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 494 Mallard Baye, Rutledge, TN last sell?

494 Mallard Baye, Rutledge, TN last sold on Oct 14, 2021 for $599,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 494 Mallard Baye, Rutledge, TN?

494 Mallard Baye, Rutledge, TN has 4 bathrooms, 3,712 square feet of living space and a 0.96-acre lot.

When was 494 Mallard Baye, Rutledge, TN built?

494 Mallard Baye, Rutledge, TN was built in 2021, making it 5 years old. The building has 1 story.

What schools serve 494 Mallard Baye, Rutledge, TN?

494 Mallard Baye, Rutledge, TN is assigned to Rutledge Primary School (elementary); Grainger High School (high), rated D; Rutledge Middle School (middle), rated C+. All sit in Grainger County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 494 Mallard Baye, Rutledge, TN compare to other homes in Rutledge 37861?

Among the 4,463 homes in Rutledge 37861, it is worth more than almost all of them ($940,893 against a typical $293,228), its price per square foot is higher than 64% of them ($253 against a typical $215), it is bigger than almost all of them (3,712 ft² against a typical 1,311 ft²), its lot is bigger than 29% of them (0.96 ac against a typical 1.64 ac) and it is newer than 94% of them (2021 against a typical 1992). Measured against all of Grainger County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 494 Mallard Baye, Rutledge, TN?

The 2025 property tax bill for 494 Mallard Baye, Rutledge, TN was $3,093. The county assessed it at $131,600.

More homes on Mallard Baye

Closest homes

More homes in Rutledge 37861

Assigned schools

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