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Single Family ResidenceResidential
$170,913$188 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

494 ROBERTS ST

GRAY SUMMIT, MO 63039
2
Beds
1
Baths
909 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$171K
$162K low$180K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$60,513
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$48,410
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$110,400
EASY STREET CAPITAL INVESTMENT · recorded Feb 1, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,379 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$17,896 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,339
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$94,190

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
40
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Pacific High SchoolD
High · Grades 9–12 · 2.0 mi
E
Truman Elementary SchoolD+
Elementary · Grades KG–4 · 2.1 mi
M
Riverbend Middle SchoolB-
Middle · Grades 7–8 · 3.1 mi

District: Meramec Valley R-Iii School District

Neighborhood · ZIP 63039These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.108

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.605
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.142 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,618
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,667
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

494 Roberts St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Franklin County
  • Smaller than 92% of homes in Gray Summit 63039
  • Has a smaller lot than 98% of homes in Gray Summit 63039
  • Older than 94% of homes in Gray Summit 63039

What homes are worth in Gray Summit 63039

Each bar is how many homes fall in that price range. The marker is this home.

This home
$113K$554K

This home is worth more than 26% of homes in Gray Summit 63039.

How it measures up in Gray Summit 63039

The dot is this home. The mark in the middle is the typical home in Gray Summit 63039.

Estimated value$170,913
CheaperTypical $202,589Pricier

Pricier than 26% of homes nearby

Price per ft²$188
CheaperTypical $181Pricier

Pricier than 56% of homes nearby

Living area909 ft²
SmallerTypical 1,216 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.1 ac
SmallerTypical 0.4 acBigger

Bigger than 2% of homes nearby

Year built1920
OlderTypical 1967Newer

Newer than 6% of homes nearby

How 494 Roberts St ranks against every home in each area.
MeasureThis homeGray Summit 63039Franklin County
Estimated valuepricier than$170,91326% of homes14% of homes
Price per ft²pricier than$18856% of homes41% of homes
Living areabigger than909 ft²8% of homes11% of homes
Lot sizebigger than0.1 ac2% of homes5% of homes
Year builtnewer than19206% of homes6% of homes

About 494 Roberts St

How much is 494 Roberts St, Gray Summit, MO worth?

The TopHap Estimate for 494 Roberts St, Gray Summit, MO is $170,913 as of Jul 14, 2026. The likely range is $161,500 to $180,326. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 494 Roberts St, Gray Summit, MO last sell?

494 Roberts St, Gray Summit, MO last sold on Feb 1, 2023, according to the county's recorded deed.

How big is 494 Roberts St, Gray Summit, MO?

494 Roberts St, Gray Summit, MO has 2 bedrooms, 1 bathrooms, 909 square feet of living space and a 0.10-acre lot.

When was 494 Roberts St, Gray Summit, MO built?

494 Roberts St, Gray Summit, MO was built in 1920, making it 106 years old. It is a a-frame home. The building has 1 story.

What schools serve 494 Roberts St, Gray Summit, MO?

494 Roberts St, Gray Summit, MO is assigned to Pacific High School (high), rated D; Truman Elementary School (elementary), rated D+; Riverbend Middle School (middle), rated B-. All sit in Meramec Valley R-Iii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 494 Roberts St, Gray Summit, MO compare to other homes in Gray Summit 63039?

Among the 320 homes in Gray Summit 63039, it is worth more than 26% of them ($170,913 against a typical $202,589), its price per square foot is higher than 56% of them ($188 against a typical $181), it is bigger than 8% of them (909 ft² against a typical 1,216 ft²), its lot is bigger than 2% of them (0.1 ac against a typical 0.4 ac) and it is newer than 6% of them (1920 against a typical 1967). Measured against all of Franklin County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 494 Roberts St, Gray Summit, MO?

The 2025 property tax bill for 494 Roberts St, Gray Summit, MO was $1,379. The county assessed it at $17,896.

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