Skip to content
Skip to content
TopHapOpen in map
Residential (General/Single)Residential
$800,566$453 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

494 SUNSET TER

RIDGEFIELD, NJ 07657
0
Baths
1,767 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$801K
$723K low$878K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$440,916
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$352,733
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$359,650
STANLEY CAPITAL MORTGAGE CO · R · recorded Mar 2, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,191 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$683,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$332,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$350,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$660,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$683,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.12
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Number Three SchoolD
Elementary · Grades 1–3 · 0.3 mi
H
Cliffside Park High SchoolD+
High · Grades 9–12 · 0.6 mi
M
Lincoln SchoolC
Middle · Grades 4–8 · 0.6 mi

District: Cliffside Park Borough School District

Neighborhood · ZIP 07657These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.118
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11,739
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,212 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,854
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,610
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

494 Sunset Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Ridgefield 07657
  • Costs more per square foot than 72% of homes in Ridgefield 07657
  • Has a smaller lot than 65% of homes in Bergen County

What homes are worth in Ridgefield 07657

Each bar is how many homes fall in that price range. The marker is this home.

This home
$326K$1.3M

This home is worth more than 69% of homes in Ridgefield 07657.

How it measures up in Ridgefield 07657

The dot is this home. The mark in the middle is the typical home in Ridgefield 07657.

Estimated value$800,566
CheaperTypical $708,249Pricier

Pricier than 69% of homes nearby

Price per ft²$453
CheaperTypical $410Pricier

Pricier than 72% of homes nearby

Living area1,767 ft²
SmallerTypical 1,837 ft²Bigger

Bigger than 47% of homes nearby

Lot size0.12 ac
SmallerTypical 0.11 acBigger

Bigger than 61% of homes nearby

Year built1956
OlderTypical 1949Newer

Newer than 64% of homes nearby

How 494 Sunset Ter ranks against every home in each area.
MeasureThis homeRidgefield 07657Bergen County
Estimated valuepricier than$800,56669% of homes54% of homes
Price per ft²pricier than$45372% of homes60% of homes
Living areabigger than1,767 ft²47% of homes46% of homes
Lot sizebigger than0.12 ac61% of homes35% of homes
Year builtnewer than195664% of homes55% of homes

About 494 Sunset Ter

How much is 494 Sunset Ter, Ridgefield, NJ worth?

The TopHap Estimate for 494 Sunset Ter, Ridgefield, NJ is $800,566 as of Jul 14, 2026. The likely range is $722,779 to $878,353. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 494 Sunset Ter, Ridgefield, NJ last sell?

494 Sunset Ter, Ridgefield, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 494 Sunset Ter, Ridgefield, NJ?

494 Sunset Ter, Ridgefield, NJ has 1,767 square feet of living space and a 0.12-acre lot.

When was 494 Sunset Ter, Ridgefield, NJ built?

494 Sunset Ter, Ridgefield, NJ was built in 1956, making it 70 years old. The building has 1 story.

What schools serve 494 Sunset Ter, Ridgefield, NJ?

494 Sunset Ter, Ridgefield, NJ is assigned to Number Three School (elementary), rated D; Cliffside Park High School (high), rated D+; Lincoln School (middle), rated C. All sit in Cliffside Park Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 494 Sunset Ter, Ridgefield, NJ compare to other homes in Ridgefield 07657?

Among the 2,580 homes in Ridgefield 07657, it is worth more than 69% of them ($800,566 against a typical $708,249), its price per square foot is higher than 72% of them ($453 against a typical $410), it is bigger than 47% of them (1,767 ft² against a typical 1,837 ft²), its lot is bigger than 61% of them (0.12 ac against a typical 0.11 ac) and it is newer than 64% of them (1956 against a typical 1949). Measured against all of Bergen County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 494 Sunset Ter, Ridgefield, NJ?

The 2025 property tax bill for 494 Sunset Ter, Ridgefield, NJ was $11,191. The county assessed it at $683,000.

Closest homes

More homes in Ridgefield 07657

Assigned schools

Explore the area

See this home in context

Open 494 Sunset Ter on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map