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Duplex (2 Units, Any Combination)Residential
Last sold for $50,000 on Dec 30, 2002

495 BAY ST

SPRINGFIELD, MA 01109
4
Beds
2
Baths
1,852 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1912
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$50,000 · Dec 30, 2002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,062 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$195,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$163,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$176,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Duplex Single
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.19
HeatingThe type of heating system in the home.Steam
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Margaret C Ells
Elementary · Grades PK–PK · 0.4 mi
M
STEM Middle AcademyD+
Middle · Grades 6–8 · 0.6 mi
H
Springfield High School of Science and TechnologyF
High · Grades 9–12 · 0.6 mi

District: Springfield School District

Neighborhood · ZIP 01109These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.30,719
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,746 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$42,209
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,328
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

495 Bay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 66% of homes in Hampden County
  • Has a bigger lot than 82% of homes in Bay
  • Older than 87% of homes in Hampden County

How it measures up in Springfield 01109

The dot is this home. The mark in the middle is the typical home in Springfield 01109.

Living area1,852 ft²
SmallerTypical 1,528 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.19 ac
SmallerTypical 0.14 acBigger

Bigger than 76% of homes nearby

Year built1912
OlderTypical 1924Newer

Newer than 28% of homes nearby

How 495 Bay St ranks against every home in each area.
MeasureThis homeBaySpringfield 01109Hampden County
Living areabigger than1,852 ft²44% of homes63% of homes66% of homes
Lot sizebigger than0.19 ac82% of homes76% of homes29% of homes
Year builtnewer than191235% of homes28% of homes13% of homes

About 495 Bay St

When did 495 Bay St, Springfield, MA last sell?

495 Bay St, Springfield, MA last sold on Dec 30, 2002 for $50,000, according to the county's recorded deed.

How big is 495 Bay St, Springfield, MA?

495 Bay St, Springfield, MA has 4 bedrooms, 2 bathrooms, 1,852 square feet of living space and a 0.19-acre lot.

When was 495 Bay St, Springfield, MA built?

495 Bay St, Springfield, MA was built in 1912, making it 114 years old. It is a duplex single home. The building has 2 stories.

What schools serve 495 Bay St, Springfield, MA?

495 Bay St, Springfield, MA is assigned to Margaret C Ells (elementary); STEM Middle Academy (middle), rated D+; Springfield High School of Science and Technology (high), rated F. All sit in Springfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 495 Bay St, Springfield, MA compare to other homes in Springfield 01109?

Among the 6,512 homes in Springfield 01109, it is bigger than 63% of them (1,852 ft² against a typical 1,528 ft²), its lot is bigger than 76% of them (0.19 ac against a typical 0.14 ac) and it is newer than 28% of them (1912 against a typical 1924). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 495 Bay St, Springfield, MA?

The 2025 property tax bill for 495 Bay St, Springfield, MA was $3,062. The county assessed it at $195,300.

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