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Single Family ResidenceResidential
$318,379$222 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $292,845 on Jan 20, 2023

495 CARDINAL PL

UMATILLA, OR 97882
3
Beds
2
Baths
1,436 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$318K
$309K low$328K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$292,845 · Jan 20, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,774 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$171,530 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$37,930
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$133,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$166,540
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$295,560

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
83
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
42
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
13
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUmatilla
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2023
Lot (acres)The size of the land the home sits on, from county records.0.19
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 216 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Umatilla High SchoolD-
High · Grades 9–12 · 1.0 mi
M
Clara Brownell Middle SchoolF
Middle · Grades 6–8 · 1.1 mi
E
McNary Heights Elementary SchoolF
Elementary · Grades KG–5 · 2.4 mi

District: Umatilla School District 6

Neighborhood · ZIP 97882These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.5,827
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.232 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,354
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,391
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.9 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

495 Cardinal Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Umatilla 97882
  • Costs more per square foot than 66% of homes in Umatilla 97882
  • Has a smaller lot than 67% of homes in Umatilla County
  • Newer than 98% of homes in Umatilla County

What homes are worth in Umatilla 97882

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$542K

This home is worth more than 75% of homes in Umatilla 97882.

How it measures up in Umatilla 97882

The dot is this home. The mark in the middle is the typical home in Umatilla 97882.

Estimated value$318,379
CheaperTypical $279,731Pricier

Pricier than 75% of homes nearby

Price per ft²$222
CheaperTypical $212Pricier

Pricier than 66% of homes nearby

Living area1,436 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 64% of homes nearby

Lot size0.19 ac
SmallerTypical 0.2 acBigger

Bigger than 39% of homes nearby

Year built2022
OlderTypical 1994Newer

Newer than 93% of homes nearby

How 495 Cardinal Pl ranks against every home in each area.
MeasureThis homeUmatilla 97882Umatilla County
Estimated valuepricier than$318,37975% of homes57% of homes
Price per ft²pricier than$22266% of homes66% of homes
Living areabigger than1,436 ft²64% of homes49% of homes
Lot sizebigger than0.19 ac39% of homes33% of homes
Year builtnewer than202293% of homes98% of homes

About 495 Cardinal Pl

How much is 495 Cardinal Pl, Umatilla, OR worth?

The TopHap Estimate for 495 Cardinal Pl, Umatilla, OR is $318,379 as of Sep 24, 2026. The likely range is $308,989 to $327,769. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 495 Cardinal Pl, Umatilla, OR last sell?

495 Cardinal Pl, Umatilla, OR last sold on Jan 20, 2023 for $292,845, according to the county's recorded deed.

How big is 495 Cardinal Pl, Umatilla, OR?

495 Cardinal Pl, Umatilla, OR has 3 bedrooms, 2 bathrooms, 1,436 square feet of living space and a 0.19-acre lot.

When was 495 Cardinal Pl, Umatilla, OR built?

495 Cardinal Pl, Umatilla, OR was built in 2022, making it 4 years old. The building has 1 story.

What schools serve 495 Cardinal Pl, Umatilla, OR?

495 Cardinal Pl, Umatilla, OR is assigned to Umatilla High School (high), rated D-; Clara Brownell Middle School (middle), rated F; McNary Heights Elementary School (elementary), rated F. All sit in Umatilla School District 6. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 495 Cardinal Pl, Umatilla, OR compare to other homes in Umatilla 97882?

Among the 2,647 homes in Umatilla 97882, it is worth more than 75% of them ($318,379 against a typical $279,731), its price per square foot is higher than 66% of them ($222 against a typical $212), it is bigger than 64% of them (1,436 ft² against a typical 1,344 ft²), its lot is bigger than 39% of them (0.19 ac against a typical 0.2 ac) and it is newer than 93% of them (2022 against a typical 1994). Measured against all of Umatilla County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 495 Cardinal Pl, Umatilla, OR?

The 2025 property tax bill for 495 Cardinal Pl, Umatilla, OR was $2,774. The county assessed it at $171,530.

More homes on Cardinal Pl

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