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Single Family ResidenceResidential
$399,262$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

495 CHIPMAN STREET EXT

WATERBURY, CT 06708
4
Beds
2.5
Baths
2,411 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1869
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$399K
$366K low$433K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,406 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$164,640 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,450
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$134,190
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$115,248

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyNAUGATUCK VALLEY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1965
Lot (acres)The size of the land the home sits on, from county records.0.29
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
West Side Middle SchoolC-
Middle · Grades 6–8 · 0.4 mi
H
Kennedy High SchoolD-
High · Grades 9–12 · 0.6 mi
E
B. W. Tinker Elementary SchoolC
Elementary · Grades KG–5 · 0.7 mi

District: Waterbury School District

Neighborhood · ZIP 06708These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.32,336
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,332 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,073
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,401
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

495 Chipman Street Ext measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Town Plot
  • Among the lowest price per square foot in Town Plot
  • Bigger than 91% of homes in Town Plot
  • Has a bigger lot than 83% of homes in Town Plot
  • Among the oldest homes in Town Plot

What homes are worth in Waterbury 06708

Each bar is how many homes fall in that price range. The marker is this home.

This home
$131K$511K

This home is worth more than 84% of homes in Waterbury 06708.

How it measures up in Waterbury 06708

The dot is this home. The mark in the middle is the typical home in Waterbury 06708.

Estimated value$399,262
CheaperTypical $325,676Pricier

Pricier than 84% of homes nearby

Price per ft²$166
CheaperTypical $245Pricier

Pricier than 6% of homes nearby

Living area2,411 ft²
SmallerTypical 1,330 ft²Bigger

Bigger than 89% of homes nearby

Lot size0.29 ac
SmallerTypical 0.21 acBigger

Bigger than 73% of homes nearby

Year built1869
OlderTypical 1959Newer

Older than almost all homes nearby

How 495 Chipman Street Ext ranks against every home in each area.
MeasureThis homeTown PlotWaterbury 06708Naugatuck Valley County
Estimated valuepricier than$399,26294% of homes84% of homes50% of homes
Price per ft²pricier than$166almost no homes6% of homes3% of homes
Living areabigger than2,411 ft²91% of homes89% of homes82% of homes
Lot sizebigger than0.29 ac83% of homes73% of homes37% of homes
Year builtnewer than1869almost no homesalmost no homesalmost no homes

About 495 Chipman Street Ext

How much is 495 Chipman Street Ext, Waterbury, CT worth?

The TopHap Estimate for 495 Chipman Street Ext, Waterbury, CT is $399,262 as of Jul 14, 2026. The likely range is $365,977 to $432,547. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 495 Chipman Street Ext, Waterbury, CT last sell?

495 Chipman Street Ext, Waterbury, CT last sold on Jan 1, 1900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 495 Chipman Street Ext, Waterbury, CT?

495 Chipman Street Ext, Waterbury, CT has 4 bedrooms, 2.5 bathrooms, 2,411 square feet of living space and a 0.29-acre lot.

When was 495 Chipman Street Ext, Waterbury, CT built?

495 Chipman Street Ext, Waterbury, CT was built in 1869, making it 157 years old. It is a colonial home. The building has 2 stories.

What schools serve 495 Chipman Street Ext, Waterbury, CT?

495 Chipman Street Ext, Waterbury, CT is assigned to West Side Middle School (middle), rated C-; Kennedy High School (high), rated D-; B. W. Tinker Elementary School (elementary), rated C. All sit in Waterbury School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 495 Chipman Street Ext, Waterbury, CT compare to other homes in Waterbury 06708?

Among the 8,807 homes in Waterbury 06708, it is worth more than 84% of them ($399,262 against a typical $325,676), its price per square foot is higher than 6% of them ($166 against a typical $245), it is bigger than 89% of them (2,411 ft² against a typical 1,330 ft²), its lot is bigger than 73% of them (0.29 ac against a typical 0.21 ac) and it is newer than almost none of them (1869 against a typical 1959). Measured against all of Naugatuck Valley County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 495 Chipman Street Ext, Waterbury, CT?

The 2024 property tax bill for 495 Chipman Street Ext, Waterbury, CT was $7,406. The county assessed it at $164,640.

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