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CondominiumResidential
$292,867$222 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $290,000 on Dec 11, 2025

495 FEDERAL ST

MONTAGUE, MA 01351
Building report
2
Beds
2
Baths
1,322 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.52 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$293K
$259K low$326K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$290,000 · Dec 11, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,953 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$259,900 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$259,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$240,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$286,094

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
34
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.0.52
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Electric
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(14)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Turners Fall High SchoolD
High · Grades 9–12 · 4.5 mi
M
Great Falls Middle SchoolD-
Middle · Grades 6–8 · 4.5 mi
E
Hillcrest Elementary School
Elementary · Grades PK–1 · 5.3 mi

District: Gill-Montague School District

Neighborhood · ZIP 01351These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.62
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,183
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,938
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,285
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

495 Federal St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Montague 01351
  • Costs less per square foot than 65% of homes in Montague 01351
  • Smaller than 71% of homes in Montague 01351
  • Has a smaller lot than 76% of homes in Montague 01351
  • Newer than 79% of homes in Franklin County

What homes are worth in Montague 01351

Each bar is how many homes fall in that price range. The marker is this home.

This home
$192K$713K

This home is worth more than 20% of homes in Montague 01351.

How it measures up in Montague 01351

The dot is this home. The mark in the middle is the typical home in Montague 01351.

Estimated value$292,867
CheaperTypical $381,310Pricier

Pricier than 20% of homes nearby

Price per ft²$222
CheaperTypical $244Pricier

Pricier than 35% of homes nearby

Living area1,322 ft²
SmallerTypical 1,688 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.52 ac
SmallerTypical 1.1 acBigger

Bigger than 24% of homes nearby

Year built1987
OlderTypical 1974Newer

Newer than 71% of homes nearby

How 495 Federal St ranks against every home in each area.
MeasureThis homeMontague 01351Franklin County
Estimated valuepricier than$292,86720% of homes28% of homes
Price per ft²pricier than$22235% of homes45% of homes
Living areabigger than1,322 ft²29% of homes30% of homes
Lot sizebigger than0.52 ac24% of homes36% of homes
Year builtnewer than198771% of homes79% of homes

About 495 Federal St

How much is 495 Federal St, Montague, MA worth?

The TopHap Estimate for 495 Federal St, Montague, MA is $292,867 as of Sep 24, 2026. The likely range is $259,259 to $326,475. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 495 Federal St, Montague, MA last sell?

495 Federal St, Montague, MA last sold on Dec 11, 2025 for $290,000, according to the county's recorded deed. TopHap holds 10 recorded sales for this parcel.

How big is 495 Federal St, Montague, MA?

495 Federal St, Montague, MA has 2 bedrooms, 2 bathrooms, 1,322 square feet of living space and a 0.52-acre lot.

When was 495 Federal St, Montague, MA built?

495 Federal St, Montague, MA was built in 1987, making it 39 years old. The building has 2 stories.

What schools serve 495 Federal St, Montague, MA?

495 Federal St, Montague, MA is assigned to Turners Fall High School (high), rated D; Great Falls Middle School (middle), rated D-; Hillcrest Elementary School (elementary). All sit in Gill-Montague School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 495 Federal St, Montague, MA compare to other homes in Montague 01351?

Among the 958 homes in Montague 01351, it is worth more than 20% of them ($292,867 against a typical $381,310), its price per square foot is higher than 35% of them ($222 against a typical $244), it is bigger than 29% of them (1,322 ft² against a typical 1,688 ft²), its lot is bigger than 24% of them (0.52 ac against a typical 1.1 ac) and it is newer than 71% of them (1987 against a typical 1974). Measured against all of Franklin County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 495 Federal St, Montague, MA?

The 2025 property tax bill for 495 Federal St, Montague, MA was $3,953. The county assessed it at $259,900.

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