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Single Family ResidenceResidential
$740,581$351 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $735,000 on Nov 14, 2025

495 HARBOR CT

SAINT PAUL, MN 55126
5
Beds
3.5
Baths
2,111 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$741K
$663K low$819K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$735,000 · Nov 14, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,248 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$707,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$157,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$550,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$672,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$707,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyRAMSEY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.30
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Neighborhood / Spot

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Chippewa Middle SchoolA+
Middle · Grades 6–8 · 1.0 mi
E
Island Lake Elementary SchoolA
Elementary · Grades 1–5 · 2.1 mi
H
Mounds View High SchoolA+
High · Grades 9–12 · 3.0 mi

District: Mounds View Public School District

Neighborhood · ZIP 55126These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.50
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.29,172
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,618 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$110,449
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$139,755
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

495 Harbor Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Ramsey County
  • Costs more per square foot than 87% of homes in Ramsey County
  • Bigger than 87% of homes in Ramsey County
  • Has a bigger lot than 70% of homes in Ramsey County
  • Newer than 90% of homes in Ramsey County

What homes are worth in Saint Paul 55126

Each bar is how many homes fall in that price range. The marker is this home.

This home
$120K$990K

This home is worth more than 93% of homes in Saint Paul 55126.

How it measures up in Saint Paul 55126

The dot is this home. The mark in the middle is the typical home in Saint Paul 55126.

Estimated value$740,581
CheaperTypical $415,714Pricier

Pricier than 93% of homes nearby

Price per ft²$351
CheaperTypical $299Pricier

Pricier than 76% of homes nearby

Living area2,111 ft²
SmallerTypical 1,284 ft²Bigger

Bigger than 85% of homes nearby

Lot size0.3 ac
SmallerTypical 0.3 acBigger

Bigger than 46% of homes nearby

Year built1995
OlderTypical 1981Newer

Newer than 87% of homes nearby

How 495 Harbor Ct ranks against every home in each area.
MeasureThis homeSnail LakeSaint Paul 55126Ramsey County
Estimated valuepricier than$740,58153% of homes93% of homes96% of homes
Price per ft²pricier than$35167% of homes76% of homes87% of homes
Living areabigger than2,111 ft²41% of homes85% of homes87% of homes
Lot sizebigger than0.3 ac39% of homes46% of homes70% of homes
Year builtnewer than199579% of homes87% of homes90% of homes

About 495 Harbor Ct

How much is 495 Harbor Ct, Saint Paul, MN worth?

The TopHap Estimate for 495 Harbor Ct, Saint Paul, MN is $740,581 as of Sep 24, 2026. The likely range is $662,531 to $818,631. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 495 Harbor Ct, Saint Paul, MN last sell?

495 Harbor Ct, Saint Paul, MN last sold on Nov 14, 2025 for $735,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 495 Harbor Ct, Saint Paul, MN?

495 Harbor Ct, Saint Paul, MN has 5 bedrooms, 3.5 bathrooms, 2,111 square feet of living space and a 0.30-acre lot.

When was 495 Harbor Ct, Saint Paul, MN built?

495 Harbor Ct, Saint Paul, MN was built in 1995, making it 31 years old. It is a bi-level home. The building has 2 stories.

What schools serve 495 Harbor Ct, Saint Paul, MN?

495 Harbor Ct, Saint Paul, MN is assigned to Chippewa Middle School (middle), rated A+; Island Lake Elementary School (elementary), rated A; Mounds View High School (high), rated A+. All sit in Mounds View Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 495 Harbor Ct, Saint Paul, MN compare to other homes in Saint Paul 55126?

Among the 10,076 homes in Saint Paul 55126, it is worth more than 93% of them ($740,581 against a typical $415,714), its price per square foot is higher than 76% of them ($351 against a typical $299), it is bigger than 85% of them (2,111 ft² against a typical 1,284 ft²), its lot is bigger than 46% of them (0.3 ac against a typical 0.3 ac) and it is newer than 87% of them (1995 against a typical 1981). Measured against all of Ramsey County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 495 Harbor Ct, Saint Paul, MN?

The 2025 property tax bill for 495 Harbor Ct, Saint Paul, MN was $9,248. The county assessed it at $707,600.

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