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Single Family ResidenceResidential
$2,999,000$1,078 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $3,019,000 on Aug 12, 2026

495 HARBOR DR S

INDIAN ROCKS BEACH, FL 33785
4
Baths
2,783 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$3M
$2.8M low$3.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$3,019,000 · Aug 12, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$33,342 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,320,292 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,823,410
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$496,882
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,495,454
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$2,320,292

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.73 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.99%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPINELLAS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1998
Lot (acres)The size of the land the home sits on, from county records.0.40
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Intracoastal
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Boat liftDeck · 1,374 ft²Patio · 1,374 ft²Porch · 315 ft²Boat access

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Anona ElementaryA
Elementary · Grades PK–5 · 1.4 mi
H
Largo High SchoolB-
High · Grades 9–12 · 3.3 mi
M
Seminole Middle SchoolB+
Middle · Grades 6–8 · 3.8 mi

District: Pinellas County School District

Neighborhood · ZIP 33785These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.168
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.49%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.5,060
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,575 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,827
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,722
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

495 Harbor Dr S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Pinellas County
  • Among the highest price per square foot in Pinellas County
  • Bigger than 94% of homes in Pinellas County
  • Has a bigger lot than 85% of homes in Pinellas County
  • Older than 87% of homes in Indian Rocks Beach 33785

What homes are worth in Indian Rocks Beach 33785

Each bar is how many homes fall in that price range. The marker is this home.

This home
$367K$3.3M

This home is worth more than 98% of homes in Indian Rocks Beach 33785.

How it measures up in Indian Rocks Beach 33785

The dot is this home. The mark in the middle is the typical home in Indian Rocks Beach 33785.

Estimated value$2,999,000
CheaperTypical $783,578Pricier

Pricier than 98% of homes nearby

Price per ft²$1078
CheaperTypical $594Pricier

Pricier than 97% of homes nearby

Living area2,783 ft²
SmallerTypical 1,320 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.4 ac
SmallerTypical 0.17 acBigger

Bigger than 79% of homes nearby

Year built1962
OlderTypical 1981Newer

Newer than 13% of homes nearby

How 495 Harbor Dr S ranks against every home in each area.
MeasureThis homeIndian Rocks Beach 33785Pinellas County
Estimated valuepricier than$2,999,00098% of homesalmost all homes
Price per ft²pricier than$107897% of homesalmost all homes
Living areabigger than2,783 ft²93% of homes94% of homes
Lot sizebigger than0.4 ac79% of homes85% of homes
Year builtnewer than196213% of homes30% of homes

About 495 Harbor Dr S

How much is 495 Harbor Dr S, Indian Rocks Beach, FL worth?

The TopHap Estimate for 495 Harbor Dr S, Indian Rocks Beach, FL is $2,999,000 as of Jul 14, 2026. The likely range is $2,810,081 to $3,187,919. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 495 Harbor Dr S, Indian Rocks Beach, FL last sell?

495 Harbor Dr S, Indian Rocks Beach, FL last sold on Aug 12, 2026 for $3,019,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 495 Harbor Dr S, Indian Rocks Beach, FL?

495 Harbor Dr S, Indian Rocks Beach, FL has 4 bathrooms, 2,783 square feet of living space and a 0.40-acre lot.

When was 495 Harbor Dr S, Indian Rocks Beach, FL built?

495 Harbor Dr S, Indian Rocks Beach, FL was built in 1962, making it 64 years old. The building has 1 story.

What schools serve 495 Harbor Dr S, Indian Rocks Beach, FL?

495 Harbor Dr S, Indian Rocks Beach, FL is assigned to Anona Elementary (elementary), rated A; Largo High School (high), rated B-; Seminole Middle School (middle), rated B+. All sit in Pinellas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 495 Harbor Dr S, Indian Rocks Beach, FL compare to other homes in Indian Rocks Beach 33785?

Among the 5,410 homes in Indian Rocks Beach 33785, it is worth more than 98% of them ($2,999,000 against a typical $783,578), its price per square foot is higher than 97% of them ($1078 against a typical $594), it is bigger than 93% of them (2,783 ft² against a typical 1,320 ft²), its lot is bigger than 79% of them (0.4 ac against a typical 0.17 ac) and it is newer than 13% of them (1962 against a typical 1981). Measured against all of Pinellas County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 495 Harbor Dr S, Indian Rocks Beach, FL?

The 2025 property tax bill for 495 Harbor Dr S, Indian Rocks Beach, FL was $33,342. The county assessed it at $2,320,292.

More homes on Harbor Dr S

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Assigned schools

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