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Single Family ResidenceResidential
$420,756$295 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $15,800 on Mar 22, 1991

495 LAUREL RIDGE RD

MC HENRY, MD 21541
2
Baths
1,424 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.57 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$421K
$389K low$452K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$15,800 · Mar 22, 1991

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,487 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$291,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$47,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$244,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$260,733
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$291,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyGARRETT
Lot (acres)The size of the land the home sits on, from county records.2.57
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 256 ft²Shed · 320 ft²Porch · 256 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Accident Elementary SchoolA
Elementary · Grades PK–5 · 4.9 mi
M
Northern Middle SchoolA-
Middle · Grades 6–8 · 7.5 mi
H
Northern Garrett High SchoolB+
High · Grades 9–12 · 7.6 mi

District: Garrett County Public Schools

Neighborhood · ZIP 21541These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.30%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,554
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.55 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,323
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,554
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

495 Laurel Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Mc Henry 21541
  • Costs less per square foot than 73% of homes in Mc Henry 21541
  • Smaller than 70% of homes in Mc Henry 21541
  • Has a bigger lot than 89% of homes in Mc Henry 21541
  • Newer than 71% of homes in Garrett County

What homes are worth in Mc Henry 21541

Each bar is how many homes fall in that price range. The marker is this home.

This home
$146K$2.2M

This home is worth more than 24% of homes in Mc Henry 21541.

How it measures up in Mc Henry 21541

The dot is this home. The mark in the middle is the typical home in Mc Henry 21541.

Estimated value$420,756
CheaperTypical $671,897Pricier

Pricier than 24% of homes nearby

Price per ft²$295
CheaperTypical $391Pricier

Pricier than 27% of homes nearby

Living area1,424 ft²
SmallerTypical 1,747 ft²Bigger

Bigger than 30% of homes nearby

Lot size2.57 ac
SmallerTypical 0.63 acBigger

Bigger than 89% of homes nearby

Year built1998
OlderTypical 1998Newer

Newer than 51% of homes nearby

How 495 Laurel Ridge Rd ranks against every home in each area.
MeasureThis homeMc Henry 21541Garrett County
Estimated valuepricier than$420,75624% of homes62% of homes
Price per ft²pricier than$29527% of homes65% of homes
Living areabigger than1,424 ft²30% of homes44% of homes
Lot sizebigger than2.57 ac89% of homes73% of homes
Year builtnewer than199851% of homes71% of homes

About 495 Laurel Ridge Rd

How much is 495 Laurel Ridge Rd, Mc Henry, MD worth?

The TopHap Estimate for 495 Laurel Ridge Rd, Mc Henry, MD is $420,756 as of Sep 24, 2026. The likely range is $389,112 to $452,400. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 495 Laurel Ridge Rd, Mc Henry, MD last sell?

495 Laurel Ridge Rd, Mc Henry, MD last sold on Mar 22, 1991 for $15,800, according to the county's recorded deed.

How big is 495 Laurel Ridge Rd, Mc Henry, MD?

495 Laurel Ridge Rd, Mc Henry, MD has 2 bathrooms, 1,424 square feet of living space and a 2.57-acre lot.

When was 495 Laurel Ridge Rd, Mc Henry, MD built?

495 Laurel Ridge Rd, Mc Henry, MD was built in 1998, making it 28 years old. It is a conventional home. The building has 1 story.

What schools serve 495 Laurel Ridge Rd, Mc Henry, MD?

495 Laurel Ridge Rd, Mc Henry, MD is assigned to Accident Elementary School (elementary), rated A; Northern Middle School (middle), rated A-; Northern Garrett High School (high), rated B+. All sit in Garrett County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 495 Laurel Ridge Rd, Mc Henry, MD compare to other homes in Mc Henry 21541?

Among the 2,452 homes in Mc Henry 21541, it is worth more than 24% of them ($420,756 against a typical $671,897), its price per square foot is higher than 27% of them ($295 against a typical $391), it is bigger than 30% of them (1,424 ft² against a typical 1,747 ft²), its lot is bigger than 89% of them (2.57 ac against a typical 0.63 ac) and it is newer than 51% of them (1998 against a typical 1998). Measured against all of Garrett County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 495 Laurel Ridge Rd, Mc Henry, MD?

The 2026 property tax bill for 495 Laurel Ridge Rd, Mc Henry, MD was $2,487. The county assessed it at $291,300.

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