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Single Family ResidenceResidential
$490,655$446 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

495 OLD MILL RD

CHARLESTOWN, RI 02813
3
Beds
2
Baths
1,100 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$491K
$446K low$535K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,294 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$386,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$168,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$218,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$456,208

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.20
54
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.1.90
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Charlestown Elementary SchoolA-
Elementary · Grades KG–4 · 1.0 mi
H
Chariho High SchoolA
High · Grades 9–12 · 2.3 mi
M
Chariho Regional Middle SchoolB+
Middle · Grades 5–8 · 2.3 mi

District: Chariho Regional School District

Neighborhood · ZIP 02813These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.8,123
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.190 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$104,379
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,389
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

495 Old Mill Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Charlestown 02813
  • Smaller than 79% of homes in Washington County
  • Has a bigger lot than 84% of homes in Washington County
  • Older than 70% of homes in Charlestown 02813

What homes are worth in Charlestown 02813

Each bar is how many homes fall in that price range. The marker is this home.

This home
$259K$3.4M

This home is worth more than 17% of homes in Charlestown 02813.

How it measures up in Charlestown 02813

The dot is this home. The mark in the middle is the typical home in Charlestown 02813.

Estimated value$490,655
CheaperTypical $743,098Pricier

Pricier than 17% of homes nearby

Price per ft²$446
CheaperTypical $463Pricier

Pricier than 45% of homes nearby

Living area1,100 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 27% of homes nearby

Lot size1.9 ac
SmallerTypical 0.91 acBigger

Bigger than 83% of homes nearby

Year built1972
OlderTypical 1984Newer

Newer than 30% of homes nearby

How 495 Old Mill Rd ranks against every home in each area.
MeasureThis homeCharlestown 02813Washington County
Estimated valuepricier than$490,65517% of homes22% of homes
Price per ft²pricier than$44645% of homes59% of homes
Living areabigger than1,100 ft²27% of homes21% of homes
Lot sizebigger than1.9 ac83% of homes84% of homes
Year builtnewer than197230% of homes42% of homes

About 495 Old Mill Rd

How much is 495 Old Mill Rd, Charlestown, RI worth?

The TopHap Estimate for 495 Old Mill Rd, Charlestown, RI is $490,655 as of Sep 24, 2026. The likely range is $446,141 to $535,169. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 495 Old Mill Rd, Charlestown, RI last sell?

495 Old Mill Rd, Charlestown, RI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 495 Old Mill Rd, Charlestown, RI?

495 Old Mill Rd, Charlestown, RI has 3 bedrooms, 2 bathrooms, 1,100 square feet of living space and a 1.90-acre lot.

When was 495 Old Mill Rd, Charlestown, RI built?

495 Old Mill Rd, Charlestown, RI was built in 1972, making it 54 years old. It is a raised ranch home. The building has 1 story.

What schools serve 495 Old Mill Rd, Charlestown, RI?

495 Old Mill Rd, Charlestown, RI is assigned to Charlestown Elementary School (elementary), rated A-; Chariho High School (high), rated A; Chariho Regional Middle School (middle), rated B+. All sit in Chariho Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 495 Old Mill Rd, Charlestown, RI compare to other homes in Charlestown 02813?

Among the 5,227 homes in Charlestown 02813, it is worth more than 17% of them ($490,655 against a typical $743,098), its price per square foot is higher than 45% of them ($446 against a typical $463), it is bigger than 27% of them (1,100 ft² against a typical 1,536 ft²), its lot is bigger than 83% of them (1.9 ac against a typical 0.91 ac) and it is newer than 30% of them (1972 against a typical 1984). Measured against all of Washington County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 495 Old Mill Rd, Charlestown, RI?

The 2025 property tax bill for 495 Old Mill Rd, Charlestown, RI was $2,294. The county assessed it at $386,900.

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