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Rural ResidenceResidential
$264,277$111 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

495 RAINTREE LN

ANDREWS, NC 28901
2
Beds
3
Baths
2,384 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.06 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$264K
$225K low$304K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,454 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$206,100 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$206,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$206,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
67
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
73
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.36 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyCherokee
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1998
Lot (acres)The size of the land the home sits on, from county records.2.06
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 824 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Andrews Middle SchoolB+
Middle · Grades 6–8 · 2.2 mi
H
Andrews High SchoolC
High · Grades 9–12 · 3.7 mi
E
Andrews Elementary SchoolB
Elementary · Grades PK–5 · 3.8 mi

District: Cherokee County Schools

Neighborhood · ZIP 28901These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.126

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,761
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.84 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,908
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,880
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.68 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

495 Raintree Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Andrews 28901
  • Costs less per square foot than 88% of homes in Cherokee County
  • Bigger than 94% of homes in Cherokee County
  • Has a bigger lot than 69% of homes in Andrews 28901
  • Newer than 66% of homes in Andrews 28901

What homes are worth in Andrews 28901

Each bar is how many homes fall in that price range. The marker is this home.

This home
$25K$554K

This home is worth more than 74% of homes in Andrews 28901.

How it measures up in Andrews 28901

The dot is this home. The mark in the middle is the typical home in Andrews 28901.

Estimated value$264,277
CheaperTypical $180,352Pricier

Pricier than 74% of homes nearby

Price per ft²$111
CheaperTypical $144Pricier

Pricier than 28% of homes nearby

Living area2,384 ft²
SmallerTypical 1,369 ft²Bigger

Bigger than 91% of homes nearby

Lot size2.06 ac
SmallerTypical 1.05 acBigger

Bigger than 69% of homes nearby

Year built1988
OlderTypical 1980Newer

Newer than 66% of homes nearby

How 495 Raintree Ln ranks against every home in each area.
MeasureThis homeAndrews 28901Cherokee County
Estimated valuepricier than$264,27774% of homes52% of homes
Price per ft²pricier than$11128% of homes12% of homes
Living areabigger than2,384 ft²91% of homes94% of homes
Lot sizebigger than2.06 ac69% of homes64% of homes
Year builtnewer than198866% of homes43% of homes

About 495 Raintree Ln

How much is 495 Raintree Ln, Andrews, NC worth?

The TopHap Estimate for 495 Raintree Ln, Andrews, NC is $264,277 as of Sep 24, 2026. The likely range is $224,973 to $303,581. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 495 Raintree Ln, Andrews, NC?

495 Raintree Ln, Andrews, NC has 2 bedrooms, 3 bathrooms, 2,384 square feet of living space and a 2.06-acre lot.

When was 495 Raintree Ln, Andrews, NC built?

495 Raintree Ln, Andrews, NC was built in 1988, making it 38 years old. The building has 1 story.

What schools serve 495 Raintree Ln, Andrews, NC?

495 Raintree Ln, Andrews, NC is assigned to Andrews Middle School (middle), rated B+; Andrews High School (high), rated C; Andrews Elementary School (elementary), rated B. All sit in Cherokee County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 495 Raintree Ln, Andrews, NC compare to other homes in Andrews 28901?

Among the 2,622 homes in Andrews 28901, it is worth more than 74% of them ($264,277 against a typical $180,352), its price per square foot is higher than 28% of them ($111 against a typical $144), it is bigger than 91% of them (2,384 ft² against a typical 1,369 ft²), its lot is bigger than 69% of them (2.06 ac against a typical 1.05 ac) and it is newer than 66% of them (1988 against a typical 1980). Measured against all of Cherokee County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 495 Raintree Ln, Andrews, NC?

The 2025 property tax bill for 495 Raintree Ln, Andrews, NC was $1,454. The county assessed it at $206,100.

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