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Single Family ResidenceResidential
$575,156$535 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $515,000 on Sep 29, 2022

495 RAY ST

FREEPORT, NY 11520
1.5
Baths
1,075 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$575K
$539K low$611K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$515,000 · Sep 29, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,568 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$351 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$144
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$207
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$351
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$351,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.124 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.60%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyNASSAU
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 112 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Archer Street SchoolA-
Elementary · Grades KG–4 · 0.6 mi
H
Freeport High SchoolC-
High · Grades 9–12 · 0.9 mi
M
John W Dodd Middle SchoolC+
Middle · Grades 7–8 · 1.1 mi

District: Freeport Union Free School District

Neighborhood · ZIP 11520These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.44,881
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8,383 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,641
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$142,991
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

495 Ray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Nassau County
  • Costs more per square foot than 95% of homes in Freeport 11520
  • Smaller than 94% of homes in Nassau County
  • Has a smaller lot than 73% of homes in Nassau County
  • Newer than 75% of homes in Freeport 11520

What homes are worth in Freeport 11520

Each bar is how many homes fall in that price range. The marker is this home.

This home
$398K$929K

This home is worth more than 26% of homes in Freeport 11520.

How it measures up in Freeport 11520

The dot is this home. The mark in the middle is the typical home in Freeport 11520.

Estimated value$575,156
CheaperTypical $641,843Pricier

Pricier than 26% of homes nearby

Price per ft²$535
CheaperTypical $406Pricier

Pricier than 95% of homes nearby

Living area1,075 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.13 ac
SmallerTypical 0.14 acBigger

Bigger than 35% of homes nearby

Year built1956
OlderTypical 1941Newer

Newer than 75% of homes nearby

How 495 Ray St ranks against every home in each area.
MeasureThis homeFreeport 11520Nassau County
Estimated valuepricier than$575,15626% of homes5% of homes
Price per ft²pricier than$53595% of homes57% of homes
Living areabigger than1,075 ft²9% of homes6% of homes
Lot sizebigger than0.13 ac35% of homes27% of homes
Year builtnewer than195675% of homes68% of homes

About 495 Ray St

How much is 495 Ray St, Freeport, NY worth?

The TopHap Estimate for 495 Ray St, Freeport, NY is $575,156 as of Aug 30, 2026. The likely range is $539,188 to $611,124. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 495 Ray St, Freeport, NY last sell?

495 Ray St, Freeport, NY last sold on Sep 29, 2022 for $515,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 495 Ray St, Freeport, NY?

495 Ray St, Freeport, NY has 1.5 bathrooms, 1,075 square feet of living space and a 0.13-acre lot.

When was 495 Ray St, Freeport, NY built?

495 Ray St, Freeport, NY was built in 1956, making it 70 years old. It is a split level home. The building has 1 story.

What schools serve 495 Ray St, Freeport, NY?

495 Ray St, Freeport, NY is assigned to Archer Street School (elementary), rated A-; Freeport High School (high), rated C-; John W Dodd Middle School (middle), rated C+. All sit in Freeport Union Free School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 495 Ray St, Freeport, NY compare to other homes in Freeport 11520?

Among the 9,174 homes in Freeport 11520, it is worth more than 26% of them ($575,156 against a typical $641,843), its price per square foot is higher than 95% of them ($535 against a typical $406), it is bigger than 9% of them (1,075 ft² against a typical 1,632 ft²), its lot is bigger than 35% of them (0.13 ac against a typical 0.14 ac) and it is newer than 75% of them (1956 against a typical 1941). Measured against all of Nassau County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 495 Ray St, Freeport, NY?

The 2025 property tax bill for 495 Ray St, Freeport, NY was $7,568. The county assessed it at $351.

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