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Single Family ResidenceResidential
$528,915$205 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $415,000 on Oct 20, 2021

495 RICHARDS CIR

PELL CITY, AL 35128
2
Baths
2,585 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.78 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$529K
$425K low$632K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$415,000 · Oct 20, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$196,915
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$157,532
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$332,000
BETTER MORTGAGE CORPORATION · recorded Oct 20, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,353 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$34,160 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$68,288
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$341,440

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. CLAIR
Lot (acres)The size of the land the home sits on, from county records.0.78
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Walter M. Kennedy Elementary SchoolB-
Elementary · Grades PK–4 · 4.0 mi
M
Duran South Junior High School
Middle · Grades 7–7 · 5.0 mi
H
Pell City High SchoolC+
High · Grades 9–12 · 5.6 mi

District: Pell City City School District

Neighborhood · ZIP 35128These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.11,480
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.159 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,008
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,029
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

495 Richards Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in St. Clair County
  • Costs more per square foot than 77% of homes in St. Clair County
  • Bigger than 88% of homes in St. Clair County
  • Newer than 80% of homes in Pell City 35128

What homes are worth in Pell City 35128

Each bar is how many homes fall in that price range. The marker is this home.

This home
$84K$1.1M

This home is worth more than 76% of homes in Pell City 35128.

How it measures up in Pell City 35128

The dot is this home. The mark in the middle is the typical home in Pell City 35128.

Estimated value$528,915
CheaperTypical $362,807Pricier

Pricier than 76% of homes nearby

Price per ft²$205
CheaperTypical $187Pricier

Pricier than 61% of homes nearby

Living area2,585 ft²
SmallerTypical 1,822 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.78 ac
SmallerTypical 0.86 acBigger

Bigger than 46% of homes nearby

Year built2007
OlderTypical 1994Newer

Newer than 80% of homes nearby

How 495 Richards Cir ranks against every home in each area.
MeasureThis homePell City 35128St. Clair County
Estimated valuepricier than$528,91576% of homes90% of homes
Price per ft²pricier than$20561% of homes77% of homes
Living areabigger than2,585 ft²82% of homes88% of homes
Lot sizebigger than0.78 ac46% of homes51% of homes
Year builtnewer than200780% of homes75% of homes

About 495 Richards Cir

How much is 495 Richards Cir, Pell City, AL worth?

The TopHap Estimate for 495 Richards Cir, Pell City, AL is $528,915 as of Jul 14, 2026. The likely range is $425,439 to $632,391. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 495 Richards Cir, Pell City, AL last sell?

495 Richards Cir, Pell City, AL last sold on Oct 20, 2021 for $415,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 495 Richards Cir, Pell City, AL?

495 Richards Cir, Pell City, AL has 2 bathrooms, 2,585 square feet of living space and a 0.78-acre lot.

When was 495 Richards Cir, Pell City, AL built?

495 Richards Cir, Pell City, AL was built in 2007, making it 19 years old. The building has 1 story.

What schools serve 495 Richards Cir, Pell City, AL?

495 Richards Cir, Pell City, AL is assigned to Walter M. Kennedy Elementary School (elementary), rated B-; Duran South Junior High School (middle); Pell City High School (high), rated C+. All sit in Pell City City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 495 Richards Cir, Pell City, AL compare to other homes in Pell City 35128?

Among the 4,195 homes in Pell City 35128, it is worth more than 76% of them ($528,915 against a typical $362,807), its price per square foot is higher than 61% of them ($205 against a typical $187), it is bigger than 82% of them (2,585 ft² against a typical 1,822 ft²), its lot is bigger than 46% of them (0.78 ac against a typical 0.86 ac) and it is newer than 80% of them (2007 against a typical 1994). Measured against all of St. Clair County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 495 Richards Cir, Pell City, AL?

The 2025 property tax bill for 495 Richards Cir, Pell City, AL was $1,353. The county assessed it at $34,160.

More homes on Richards Cir

Closest homes

More homes in Pell City 35128

Assigned schools

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