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Single Family ResidenceResidential
$490,186$198 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

495 ROCKINGHAM ST

ROCHESTER, NY 14620
4
Beds
3 / 1
Baths
2,472 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$490K
$458K low$522K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$405,386
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$324,309
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.17%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$34,800
M & T MORTGAGE CORP · E · recorded Aug 24, 2006
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
CITIZENS FEDERAL BANK FSB

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,590 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$383,400 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$365,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$383,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$383,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyMonroe
Lot (acres)The size of the land the home sits on, from county records.0.23
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 174 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Anna Murray-Douglass AcademyD
Elementary · Grades PK–6 · 0.7 mi
H
James Monroe Upper SchoolF
High · Grades 9–12 · 0.9 mi

District: Rochester City School District

Neighborhood · ZIP 14620These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.23,804
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,420 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,707
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,144
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

495 Rockingham St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Rochester 14620
  • Costs more per square foot than 73% of homes in Ellwanger Barry
  • Bigger than 92% of homes in Ellwanger Barry
  • Has a bigger lot than 97% of homes in Ellwanger Barry
  • Newer than 90% of homes in Ellwanger Barry

What homes are worth in Rochester 14620

Each bar is how many homes fall in that price range. The marker is this home.

This home
$141K$510K

This home is worth more than 98% of homes in Rochester 14620.

How it measures up in Rochester 14620

The dot is this home. The mark in the middle is the typical home in Rochester 14620.

Estimated value$490,186
CheaperTypical $266,526Pricier

Pricier than 98% of homes nearby

Price per ft²$198
CheaperTypical $181Pricier

Pricier than 69% of homes nearby

Living area2,472 ft²
SmallerTypical 1,608 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.23 ac
SmallerTypical 0.12 acBigger

Bigger than 85% of homes nearby

Year built1925
OlderTypical 1916Newer

Newer than 65% of homes nearby

How 495 Rockingham St ranks against every home in each area.
MeasureThis homeEllwanger BarryRochester 14620Monroe County
Estimated valuepricier than$490,18697% of homes98% of homes89% of homes
Price per ft²pricier than$19873% of homes69% of homes69% of homes
Living areabigger than2,472 ft²92% of homes87% of homes87% of homes
Lot sizebigger than0.23 ac97% of homes85% of homes42% of homes
Year builtnewer than192590% of homes65% of homes21% of homes

About 495 Rockingham St

How much is 495 Rockingham St, Rochester, NY worth?

The TopHap Estimate for 495 Rockingham St, Rochester, NY is $490,186 as of Jul 14, 2026. The likely range is $458,054 to $522,318. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 495 Rockingham St, Rochester, NY?

495 Rockingham St, Rochester, NY has 4 bedrooms, 3 bathrooms, 2,472 square feet of living space and a 0.23-acre lot.

When was 495 Rockingham St, Rochester, NY built?

495 Rockingham St, Rochester, NY was built in 1925, making it 101 years old. It is a traditional/old home. The building has 3 stories.

What schools serve 495 Rockingham St, Rochester, NY?

495 Rockingham St, Rochester, NY is assigned to Anna Murray-Douglass Academy (elementary), rated D; James Monroe Upper School (high), rated F. All sit in Rochester City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 495 Rockingham St, Rochester, NY compare to other homes in Rochester 14620?

Among the 5,494 homes in Rochester 14620, it is worth more than 98% of them ($490,186 against a typical $266,526), its price per square foot is higher than 69% of them ($198 against a typical $181), it is bigger than 87% of them (2,472 ft² against a typical 1,608 ft²), its lot is bigger than 85% of them (0.23 ac against a typical 0.12 ac) and it is newer than 65% of them (1925 against a typical 1916). Measured against all of Monroe County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 495 Rockingham St, Rochester, NY?

The 2024 property tax bill for 495 Rockingham St, Rochester, NY was $3,590. The county assessed it at $383,400.

Closest homes

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Assigned schools

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