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Single Family ResidentialResidential
$293,134$92 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

495 ROCKY RIDGE RD W

ROCK ISLAND, TN 38581
5.5
Baths
3,188 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.99 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.

Valuation

$293K
$219K low$368K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$293,134
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$234,507

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,170 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$132,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,175
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$93,925
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$132,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$528,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.65
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyVAN BUREN
Lot (acres)The size of the land the home sits on, from county records.4.99
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 1,244 ft²Boat access

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Spencer Elementary SchoolB
Elementary · Grades PK–5 · 8.2 mi
M
Van Buren County High SchoolB
Middle · Grades 6–12 · 8.2 mi

District: Van Buren County School District

Neighborhood · ZIP 38581These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,656
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,854
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,454
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

495 Rocky Ridge Rd W measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Rock Island 38581
  • Costs less per square foot than 91% of homes in Van Buren County
  • Bigger than 98% of homes in Van Buren County
  • Has a bigger lot than 65% of homes in Van Buren County
  • Newer than 69% of homes in Rock Island 38581

What homes are worth in Rock Island 38581

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$1.1M

This home is worth more than 73% of homes in Rock Island 38581.

How it measures up in Rock Island 38581

The dot is this home. The mark in the middle is the typical home in Rock Island 38581.

Estimated value$293,134
CheaperTypical $203,311Pricier

Pricier than 73% of homes nearby

Price per ft²$92
CheaperTypical $144Pricier

Pricier than 13% of homes nearby

Living area3,188 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 97% of homes nearby

Lot size4.99 ac
SmallerTypical 2.5 acBigger

Bigger than 60% of homes nearby

Year built1996
OlderTypical 1984Newer

Newer than 69% of homes nearby

How 495 Rocky Ridge Rd W ranks against every home in each area.
MeasureThis homeRock Island 38581Van Buren County
Estimated valuepricier than$293,13473% of homes72% of homes
Price per ft²pricier than$9213% of homes9% of homes
Living areabigger than3,188 ft²97% of homes98% of homes
Lot sizebigger than4.99 ac60% of homes65% of homes
Year builtnewer than199669% of homes55% of homes

About 495 Rocky Ridge Rd W

How much is 495 Rocky Ridge Rd W, Rock Island, TN worth?

The TopHap Estimate for 495 Rocky Ridge Rd W, Rock Island, TN is $293,134 as of Jul 14, 2026. The likely range is $218,571 to $367,697. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 495 Rocky Ridge Rd W, Rock Island, TN last sell?

495 Rocky Ridge Rd W, Rock Island, TN last sold on Jun 16, 1997, according to the county's recorded deed.

How big is 495 Rocky Ridge Rd W, Rock Island, TN?

495 Rocky Ridge Rd W, Rock Island, TN has 5.5 bathrooms, 3,188 square feet of living space and a 4.99-acre lot.

When was 495 Rocky Ridge Rd W, Rock Island, TN built?

495 Rocky Ridge Rd W, Rock Island, TN was built in 1996, making it 30 years old.

What schools serve 495 Rocky Ridge Rd W, Rock Island, TN?

495 Rocky Ridge Rd W, Rock Island, TN is assigned to Spencer Elementary School (elementary), rated B; Van Buren County High School (middle), rated B. All sit in Van Buren County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 495 Rocky Ridge Rd W, Rock Island, TN compare to other homes in Rock Island 38581?

Among the 2,128 homes in Rock Island 38581, it is worth more than 73% of them ($293,134 against a typical $203,311), its price per square foot is higher than 13% of them ($92 against a typical $144), it is bigger than 97% of them (3,188 ft² against a typical 1,344 ft²), its lot is bigger than 60% of them (4.99 ac against a typical 2.5 ac) and it is newer than 69% of them (1996 against a typical 1984). Measured against all of Van Buren County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 495 Rocky Ridge Rd W, Rock Island, TN?

The 2025 property tax bill for 495 Rocky Ridge Rd W, Rock Island, TN was $3,170. The county assessed it at $132,100.

More homes on Rocky Ridge Rd W

Closest homes

More homes in Rock Island 38581

Assigned schools

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