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Single Family ResidenceResidential
$367,704$298 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

495 W RIVERSIDE DR

SAINT MARIES, ID 83861
1
Beds
1
Baths
1,232 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1997
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$368K
$350K low$386K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$112,704
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$90,163
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$180,000
IDAHO CENTRAL CU · recorded Jul 15, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
SAINT JOE VALLEY CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,638 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$300,790 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$149,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$151,190
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$300,790
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$300,790

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBenewah
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Galvanized
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
St Maries High SchoolD-
High · Grades 9–12 · 7.0 mi
M
St Maries Middle SchoolB-
Middle · Grades 6–8 · 7.1 mi
E
Heyburn Elementary School
Elementary · Grades PK–5 · 7.1 mi

District: St. Maries Joint School District 41

Neighborhood · ZIP 83861These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.7,994
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,284
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,183
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

495 W Riverside Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 70% of homes in Saint Maries 83861
  • Newer than 69% of homes in Saint Maries 83861

What homes are worth in Saint Maries 83861

Each bar is how many homes fall in that price range. The marker is this home.

This home
$115K$1.1M

This home is worth more than 49% of homes in Saint Maries 83861.

How it measures up in Saint Maries 83861

The dot is this home. The mark in the middle is the typical home in Saint Maries 83861.

Estimated value$367,704
CheaperTypical $370,609Pricier

Pricier than 49% of homes nearby

Price per ft²$298
CheaperTypical $236Pricier

Pricier than 70% of homes nearby

Living area1,232 ft²
SmallerTypical 1,549 ft²Bigger

Bigger than 37% of homes nearby

Year built1997
OlderTypical 1983Newer

Newer than 69% of homes nearby

How 495 W Riverside Dr ranks against every home in each area.
MeasureThis homeSaint Maries 83861Benewah County
Estimated valuepricier than$367,70449% of homes52% of homes
Price per ft²pricier than$29870% of homes65% of homes
Living areabigger than1,232 ft²37% of homes43% of homes
Year builtnewer than199769% of homes68% of homes

About 495 W Riverside Dr

How much is 495 W Riverside Dr, Saint Maries, ID worth?

The TopHap Estimate for 495 W Riverside Dr, Saint Maries, ID is $367,704 as of Jul 14, 2026. The likely range is $349,805 to $385,603. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 495 W Riverside Dr, Saint Maries, ID last sell?

495 W Riverside Dr, Saint Maries, ID last sold on Jul 3, 2014, according to the county's recorded deed.

How big is 495 W Riverside Dr, Saint Maries, ID?

495 W Riverside Dr, Saint Maries, ID has 1 bedrooms, 1 bathrooms and 1,232 square feet of living space.

When was 495 W Riverside Dr, Saint Maries, ID built?

495 W Riverside Dr, Saint Maries, ID was built in 1997, making it 29 years old. The building has 2 stories.

What schools serve 495 W Riverside Dr, Saint Maries, ID?

495 W Riverside Dr, Saint Maries, ID is assigned to St Maries High School (high), rated D-; St Maries Middle School (middle), rated B-; Heyburn Elementary School (elementary). All sit in St. Maries Joint School District 41. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 495 W Riverside Dr, Saint Maries, ID compare to other homes in Saint Maries 83861?

Among the 3,850 homes in Saint Maries 83861, it is worth more than 49% of them ($367,704 against a typical $370,609), its price per square foot is higher than 70% of them ($298 against a typical $236), it is bigger than 37% of them (1,232 ft² against a typical 1,549 ft²) and it is newer than 69% of them (1997 against a typical 1983). Measured against all of Benewah County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 495 W Riverside Dr, Saint Maries, ID?

The 2025 property tax bill for 495 W Riverside Dr, Saint Maries, ID was $1,638. The county assessed it at $300,790.

Closest homes

More homes in Saint Maries 83861

Assigned schools

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