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Single Family ResidenceResidential
$574,221$343 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $540,000 on Jun 26, 2024

49521 PORTNEYS OVERLOOK RD

RIDGE, MD 20680
2
Baths
1,676 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$574K
$542K low$607K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$540,000 · Jun 26, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,340 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$522,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$385,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$137,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$492,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$522,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
97
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.72%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. MARY'S
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 84 ft²Porch · 144 ft²Boat access

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ridge Elementary SchoolC
Elementary · Grades PK–5 · 0.4 mi
M
Spring Ridge Middle SchoolC
Middle · Grades 6–8 · 7.1 mi
H
Great Mills High SchoolD+
High · Grades 9–12 · 11.5 mi

District: St. Marys County Public Schools

Neighborhood · ZIP 20680These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.653
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,299
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$120,317
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

49521 Portneys Overlook Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in St. Mary's County
  • Costs more per square foot than 90% of homes in St. Mary's County
  • Has a smaller lot than 65% of homes in Ridge 20680
  • Older than 83% of homes in St. Mary's County

What homes are worth in Ridge 20680

Each bar is how many homes fall in that price range. The marker is this home.

This home
$142K$1M

This home is worth more than 71% of homes in Ridge 20680.

How it measures up in Ridge 20680

The dot is this home. The mark in the middle is the typical home in Ridge 20680.

Estimated value$574,221
CheaperTypical $445,567Pricier

Pricier than 71% of homes nearby

Price per ft²$343
CheaperTypical $251Pricier

Pricier than 82% of homes nearby

Living area1,676 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 50% of homes nearby

Lot size1 ac
SmallerTypical 1.32 acBigger

Bigger than 35% of homes nearby

Year built1968
OlderTypical 1971Newer

Newer than 44% of homes nearby

How 49521 Portneys Overlook Rd ranks against every home in each area.
MeasureThis homeRidge 20680St. Mary's County
Estimated valuepricier than$574,22171% of homes79% of homes
Price per ft²pricier than$34382% of homes90% of homes
Living areabigger than1,676 ft²50% of homes45% of homes
Lot sizebigger than1 ac35% of homes58% of homes
Year builtnewer than196844% of homes17% of homes

About 49521 Portneys Overlook Rd

How much is 49521 Portneys Overlook Rd, Ridge, MD worth?

The TopHap Estimate for 49521 Portneys Overlook Rd, Ridge, MD is $574,221 as of Aug 30, 2026. The likely range is $541,718 to $606,724. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 49521 Portneys Overlook Rd, Ridge, MD last sell?

49521 Portneys Overlook Rd, Ridge, MD last sold on Jun 26, 2024 for $540,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 49521 Portneys Overlook Rd, Ridge, MD?

49521 Portneys Overlook Rd, Ridge, MD has 2 bathrooms, 1,676 square feet of living space and a 1.00-acre lot.

When was 49521 Portneys Overlook Rd, Ridge, MD built?

49521 Portneys Overlook Rd, Ridge, MD was built in 1968, making it 58 years old. The building has 1 story.

What schools serve 49521 Portneys Overlook Rd, Ridge, MD?

49521 Portneys Overlook Rd, Ridge, MD is assigned to Ridge Elementary School (elementary), rated C; Spring Ridge Middle School (middle), rated C; Great Mills High School (high), rated D+. All sit in St. Marys County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 49521 Portneys Overlook Rd, Ridge, MD compare to other homes in Ridge 20680?

Among the 441 homes in Ridge 20680, it is worth more than 71% of them ($574,221 against a typical $445,567), its price per square foot is higher than 82% of them ($343 against a typical $251), it is bigger than 50% of them (1,676 ft² against a typical 1,680 ft²), its lot is bigger than 35% of them (1 ac against a typical 1.32 ac) and it is newer than 44% of them (1968 against a typical 1971). Measured against all of St. Mary's County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 49521 Portneys Overlook Rd, Ridge, MD?

The 2025 property tax bill for 49521 Portneys Overlook Rd, Ridge, MD was $5,340. The county assessed it at $522,200.

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