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Single Family ResidenceResidential
$126,501$94 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

496 2ND ST

CHIPLEY, FL 32428
2
Baths
1,350 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.

Valuation

$127K
$114K low$139K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,667 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$94,642 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$87,142
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$90,780
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$94,642

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
33
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWashington
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1987
Lot (acres)The size of the land the home sits on, from county records.0.33
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 144 ft²Porch · 56 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Washington Virtual Instruction Program
Elementary · Grades KG–12 · 0.8 mi

District: Washington County School District

Neighborhood · ZIP 32428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.17,198
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,933
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

496 2nd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Chipley 32428
  • Costs less per square foot than 74% of homes in Chipley 32428
  • Has a smaller lot than 88% of homes in Washington County
  • Older than 76% of homes in Chipley 32428

What homes are worth in Chipley 32428

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$593K

This home is worth more than 25% of homes in Chipley 32428.

How it measures up in Chipley 32428

The dot is this home. The mark in the middle is the typical home in Chipley 32428.

Estimated value$126,501
CheaperTypical $196,000Pricier

Pricier than 25% of homes nearby

Price per ft²$94
CheaperTypical $127Pricier

Pricier than 26% of homes nearby

Living area1,350 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.33 ac
SmallerTypical 1.57 acBigger

Bigger than 15% of homes nearby

Year built1972
OlderTypical 1992Newer

Newer than 24% of homes nearby

How 496 2nd St ranks against every home in each area.
MeasureThis homeChipley 32428Washington County
Estimated valuepricier than$126,50125% of homes27% of homes
Price per ft²pricier than$9426% of homes26% of homes
Living areabigger than1,350 ft²40% of homes42% of homes
Lot sizebigger than0.33 ac15% of homes12% of homes
Year builtnewer than197224% of homes25% of homes

About 496 2nd St

How much is 496 2nd St, Chipley, FL worth?

The TopHap Estimate for 496 2nd St, Chipley, FL is $126,501 as of Aug 30, 2026. The likely range is $113,986 to $139,016. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 496 2nd St, Chipley, FL last sell?

496 2nd St, Chipley, FL last sold on Aug 19, 2011, according to the county's recorded deed.

How big is 496 2nd St, Chipley, FL?

496 2nd St, Chipley, FL has 2 bathrooms, 1,350 square feet of living space and a 0.33-acre lot.

When was 496 2nd St, Chipley, FL built?

496 2nd St, Chipley, FL was built in 1972, making it 54 years old.

What schools serve 496 2nd St, Chipley, FL?

496 2nd St, Chipley, FL is assigned to Washington Virtual Instruction Program (elementary). All sit in Washington County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 496 2nd St, Chipley, FL compare to other homes in Chipley 32428?

Among the 7,688 homes in Chipley 32428, it is worth more than 25% of them ($126,501 against a typical $196,000), its price per square foot is higher than 26% of them ($94 against a typical $127), it is bigger than 40% of them (1,350 ft² against a typical 1,496 ft²), its lot is bigger than 15% of them (0.33 ac against a typical 1.57 ac) and it is newer than 24% of them (1972 against a typical 1992). Measured against all of Washington County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 496 2nd St, Chipley, FL?

The 2025 property tax bill for 496 2nd St, Chipley, FL was $1,667. The county assessed it at $94,642.

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