Skip to content
Skip to content
TopHapOpen in map
Residential (General/Single)Residential
$137,720
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $79,000 on Aug 15, 2006

497 S PROSPECT ST

WAVERLY, IL 62692
0
Baths
0.85 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$138K
$128K low$147K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$79,000 · Aug 15, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,415 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$36,940 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,110
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$27,830
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$34,610
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$110,820

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyMORGAN
Lot (acres)The size of the land the home sits on, from county records.0.85
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Waverly Jr/Sr High SchoolD+
Middle · Grades 7–12 · 0.4 mi
E
Waverly Elementary SchoolD
Elementary · Grades PK–6 · 0.5 mi

District: Waverly Community Unit School District 6

Neighborhood · ZIP 62692These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,186
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.25 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,923
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,746
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

497 S Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Waverly 62692
  • Has a bigger lot than 74% of homes in Morgan County

What homes are worth in Waverly 62692

Each bar is how many homes fall in that price range. The marker is this home.

This home
$18K$337K

This home is worth more than 72% of homes in Waverly 62692.

How it measures up in Waverly 62692

The dot is this home. The mark in the middle is the typical home in Waverly 62692.

Estimated value$137,720
CheaperTypical $100,316Pricier

Pricier than 72% of homes nearby

Lot size0.85 ac
SmallerTypical 0.37 acBigger

Bigger than 68% of homes nearby

How 497 S Prospect St ranks against every home in each area.
MeasureThis homeWaverly 62692Morgan County
Estimated valuepricier than$137,72072% of homes56% of homes
Lot sizebigger than0.85 ac68% of homes74% of homes

About 497 S Prospect St

How much is 497 S Prospect St, Waverly, IL worth?

The TopHap Estimate for 497 S Prospect St, Waverly, IL is $137,720 as of Oct 21, 2026. The likely range is $128,382 to $147,058. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 497 S Prospect St, Waverly, IL last sell?

497 S Prospect St, Waverly, IL last sold on Aug 15, 2006 for $79,000, according to the county's recorded deed.

What schools serve 497 S Prospect St, Waverly, IL?

497 S Prospect St, Waverly, IL is assigned to Waverly Jr/Sr High School (middle), rated D+; Waverly Elementary School (elementary), rated D. All sit in Waverly Community Unit School District 6. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 497 S Prospect St, Waverly, IL compare to other homes in Waverly 62692?

Among the 902 homes in Waverly 62692, it is worth more than 72% of them ($137,720 against a typical $100,316) and its lot is bigger than 68% of them (0.85 ac against a typical 0.37 ac). Measured against all of Morgan County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 497 S Prospect St, Waverly, IL?

The 2025 property tax bill for 497 S Prospect St, Waverly, IL was $2,415. The county assessed it at $36,940.

More homes on S Prospect St

Closest homes

More homes in Waverly 62692

Assigned schools

Explore the area

See this home in context

Open 497 S Prospect St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map