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Single Family ResidenceResidential
$89,166$85 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $55,000 on Jun 20, 2023

4970 STATE ROUTE 374

MERRILL, NY 12955
1
Beds
1
Baths
1,054 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$89K
$82K low$97K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$55,000 · Jun 20, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$28,496
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$22,797
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,670
HOMESTEAD FUNDING CORP · P · recorded Jun 20, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,050 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$88,600 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$71,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$103,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$88,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
44
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyClinton
Lot (acres)The size of the land the home sits on, from county records.0.49
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 83 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Northern Adirondack Elementary SchoolC-
Elementary · Grades PK–5 · 10.5 mi
M
Northern Adirondack Middle/High SchoolD+
Middle · Grades 6–12 · 10.5 mi

District: Northern Adirondack Central School District

Neighborhood · ZIP 12955These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.172
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.182

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.5%
PopulationHow many people live in this area.421
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,511
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,781
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4970 State Route 374 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Clinton County
  • Costs less per square foot than 91% of homes in Clinton County
  • Smaller than 79% of homes in Clinton County
  • Has a smaller lot than 78% of homes in Lyon Mountain 12955
  • Older than 82% of homes in Lyon Mountain 12955

What homes are worth in Lyon Mountain 12955

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$554K

This home is worth more than 18% of homes in Lyon Mountain 12955.

How it measures up in Lyon Mountain 12955

The dot is this home. The mark in the middle is the typical home in Lyon Mountain 12955.

Estimated value$89,166
CheaperTypical $184,357Pricier

Pricier than 18% of homes nearby

Price per ft²$85
CheaperTypical $126Pricier

Pricier than 25% of homes nearby

Living area1,054 ft²
SmallerTypical 1,112 ft²Bigger

Bigger than 44% of homes nearby

Lot size0.49 ac
SmallerTypical 1.5 acBigger

Bigger than 22% of homes nearby

Year built1920
OlderTypical 1960Newer

Newer than 18% of homes nearby

How 4970 State Route 374 ranks against every home in each area.
MeasureThis homeLyon Mountain 12955Clinton County
Estimated valuepricier than$89,16618% of homes4% of homes
Price per ft²pricier than$8525% of homes9% of homes
Living areabigger than1,054 ft²44% of homes21% of homes
Lot sizebigger than0.49 ac22% of homes36% of homes
Year builtnewer than192018% of homes19% of homes

About 4970 State Route 374

How much is 4970 State Route 374, Merrill, NY worth?

The TopHap Estimate for 4970 State Route 374, Merrill, NY is $89,166 as of Jul 14, 2026. The likely range is $81,590 to $96,742. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4970 State Route 374, Merrill, NY last sell?

4970 State Route 374, Merrill, NY last sold on Jun 20, 2023 for $55,000, according to the county's recorded deed.

How big is 4970 State Route 374, Merrill, NY?

4970 State Route 374, Merrill, NY has 1 bedrooms, 1 bathrooms, 1,054 square feet of living space and a 0.49-acre lot.

When was 4970 State Route 374, Merrill, NY built?

4970 State Route 374, Merrill, NY was built in 1920, making it 106 years old. It is a traditional/old home. The building has 1 story.

What schools serve 4970 State Route 374, Merrill, NY?

4970 State Route 374, Merrill, NY is assigned to Northern Adirondack Elementary School (elementary), rated C-; Northern Adirondack Middle/High School (middle), rated D+. All sit in Northern Adirondack Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4970 State Route 374, Merrill, NY compare to other homes in Lyon Mountain 12955?

Among the 377 homes in Lyon Mountain 12955, it is worth more than 18% of them ($89,166 against a typical $184,357), its price per square foot is higher than 25% of them ($85 against a typical $126), it is bigger than 44% of them (1,054 ft² against a typical 1,112 ft²), its lot is bigger than 22% of them (0.49 ac against a typical 1.5 ac) and it is newer than 18% of them (1920 against a typical 1960). Measured against all of Clinton County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4970 State Route 374, Merrill, NY?

The 2024 property tax bill for 4970 State Route 374, Merrill, NY was $2,050. The county assessed it at $88,600.

Closest homes

More homes in Merrill 12955

Assigned schools

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