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Single Family ResidenceResidential
$402,657$159 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $334,990 on Mar 4, 2021

498 BARRIER REEF ST

RUSKIN, FL 33570
4
Beds
3
Baths
2,528 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$403K
$384K low$421K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$334,990 · Mar 4, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,572 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$359,140 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$86,249
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$272,891
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$384,253
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$359,140

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.67
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
70
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
38
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.97 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.99%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyHILLSBOROUGH
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2022
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 256 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Thompson Elementary SchoolD-
Elementary · Grades PK–5 · 2.1 mi
H
Earl J. Lennard High SchoolC-
High · Grades 9–12 · 2.3 mi
M
Beth Shields Middle SchoolD-
Middle · Grades 6–8 · 4.6 mi

District: Hillsborough County School District

Neighborhood · ZIP 33570These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.178
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.37,027
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.787 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,620
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,829
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

498 Barrier Reef St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Ruskin 33570
  • Costs less per square foot than 86% of homes in Hillsborough County
  • Bigger than 85% of homes in Ruskin 33570
  • Newer than 93% of homes in Hillsborough County

What homes are worth in Ruskin 33570

Each bar is how many homes fall in that price range. The marker is this home.

This home
$170K$821K

This home is worth more than 86% of homes in Ruskin 33570.

How it measures up in Ruskin 33570

The dot is this home. The mark in the middle is the typical home in Ruskin 33570.

Estimated value$402,657
CheaperTypical $312,157Pricier

Pricier than 86% of homes nearby

Price per ft²$159
CheaperTypical $170Pricier

Pricier than 34% of homes nearby

Living area2,528 ft²
SmallerTypical 1,790 ft²Bigger

Bigger than 85% of homes nearby

Lot size0.17 ac
SmallerTypical 0.15 acBigger

Bigger than 60% of homes nearby

Year built2020
OlderTypical 2011Newer

Newer than 79% of homes nearby

How 498 Barrier Reef St ranks against every home in each area.
MeasureThis homeRuskin 33570Hillsborough County
Estimated valuepricier than$402,65786% of homes58% of homes
Price per ft²pricier than$15934% of homes14% of homes
Living areabigger than2,528 ft²85% of homes81% of homes
Lot sizebigger than0.17 ac60% of homes48% of homes
Year builtnewer than202079% of homes93% of homes

About 498 Barrier Reef St

How much is 498 Barrier Reef St, Ruskin, FL worth?

The TopHap Estimate for 498 Barrier Reef St, Ruskin, FL is $402,657 as of Sep 24, 2026. The likely range is $384,220 to $421,094. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 498 Barrier Reef St, Ruskin, FL last sell?

498 Barrier Reef St, Ruskin, FL last sold on Mar 4, 2021 for $334,990, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 498 Barrier Reef St, Ruskin, FL?

498 Barrier Reef St, Ruskin, FL has 4 bedrooms, 3 bathrooms, 2,528 square feet of living space and a 0.17-acre lot.

When was 498 Barrier Reef St, Ruskin, FL built?

498 Barrier Reef St, Ruskin, FL was built in 2020, making it 6 years old. It is a contemporary home. The building has 1 story.

What schools serve 498 Barrier Reef St, Ruskin, FL?

498 Barrier Reef St, Ruskin, FL is assigned to Thompson Elementary School (elementary), rated D-; Earl J. Lennard High School (high), rated C-; Beth Shields Middle School (middle), rated D-. All sit in Hillsborough County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 498 Barrier Reef St, Ruskin, FL compare to other homes in Ruskin 33570?

Among the 12,578 homes in Ruskin 33570, it is worth more than 86% of them ($402,657 against a typical $312,157), its price per square foot is higher than 34% of them ($159 against a typical $170), it is bigger than 85% of them (2,528 ft² against a typical 1,790 ft²), its lot is bigger than 60% of them (0.17 ac against a typical 0.15 ac) and it is newer than 79% of them (2020 against a typical 2011). Measured against all of Hillsborough County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 498 Barrier Reef St, Ruskin, FL?

The 2025 property tax bill for 498 Barrier Reef St, Ruskin, FL was $11,572. The county assessed it at $359,140.

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