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Single Family ResidenceResidential
$393,086$239 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $278,000 on Jun 8, 2016

498 LOCUST ST

MILFORD, NE 68405
3
Beds
3
Baths
1,648 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$393K
$362K low$424K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$278,000 · Jun 8, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,706 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$373,589 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,360
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$351,229
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$370,808
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$373,589

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
48
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountySeward
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Patio · 64 ft²Porch · 140 ft²Sprinklers

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Milford Elementary SchoolB+
Elementary · Grades PK–6 · 0.5 mi
M
Milford High SchoolB+
Middle · Grades 7–12 · 0.7 mi

District: Milford Public Schools

Neighborhood · ZIP 68405These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,561
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.44 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,708
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,680
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

498 Locust St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Seward County
  • Costs more per square foot than 72% of homes in Milford 68405
  • Has a smaller lot than 76% of homes in Milford 68405

What homes are worth in Milford 68405

Each bar is how many homes fall in that price range. The marker is this home.

This home
$126K$693K

This home is worth more than 69% of homes in Milford 68405.

How it measures up in Milford 68405

The dot is this home. The mark in the middle is the typical home in Milford 68405.

Estimated value$393,086
CheaperTypical $291,201Pricier

Pricier than 69% of homes nearby

Price per ft²$239
CheaperTypical $197Pricier

Pricier than 72% of homes nearby

Living area1,648 ft²
SmallerTypical 1,520 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.24 ac
SmallerTypical 0.32 acBigger

Bigger than 24% of homes nearby

Year built1974
OlderTypical 1964Newer

Newer than 63% of homes nearby

How 498 Locust St ranks against every home in each area.
MeasureThis homeMilford 68405Seward County
Estimated valuepricier than$393,08669% of homes73% of homes
Price per ft²pricier than$23972% of homes68% of homes
Living areabigger than1,648 ft²59% of homes63% of homes
Lot sizebigger than0.24 ac24% of homes34% of homes
Year builtnewer than197463% of homes56% of homes

About 498 Locust St

How much is 498 Locust St, Milford, NE worth?

The TopHap Estimate for 498 Locust St, Milford, NE is $393,086 as of Sep 24, 2026. The likely range is $362,234 to $423,938. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 498 Locust St, Milford, NE last sell?

498 Locust St, Milford, NE last sold on Jun 8, 2016 for $278,000, according to the county's recorded deed.

How big is 498 Locust St, Milford, NE?

498 Locust St, Milford, NE has 3 bedrooms, 3 bathrooms, 1,648 square feet of living space and a 0.24-acre lot.

When was 498 Locust St, Milford, NE built?

498 Locust St, Milford, NE was built in 1974, making it 52 years old. It is a split level home. The building has 2 stories.

What schools serve 498 Locust St, Milford, NE?

498 Locust St, Milford, NE is assigned to Milford Elementary School (elementary), rated B+; Milford High School (middle), rated B+. All sit in Milford Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 498 Locust St, Milford, NE compare to other homes in Milford 68405?

Among the 1,135 homes in Milford 68405, it is worth more than 69% of them ($393,086 against a typical $291,201), its price per square foot is higher than 72% of them ($239 against a typical $197), it is bigger than 59% of them (1,648 ft² against a typical 1,520 ft²), its lot is bigger than 24% of them (0.24 ac against a typical 0.32 ac) and it is newer than 63% of them (1974 against a typical 1964). Measured against all of Seward County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 498 Locust St, Milford, NE?

The 2025 property tax bill for 498 Locust St, Milford, NE was $4,706. The county assessed it at $373,589.

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