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Single Family ResidenceResidential
$828,715$548 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $805,000 on Apr 7, 2023

498 MORAGA WAY

OCEANSIDE, CA 92058
3
Beds
2
Baths
1,511 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$829K
$797K low$860K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$805,000 · Apr 7, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,411 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$854,271 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$683,417
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$170,854
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$837,521

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
86
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
76
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
22
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
15
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.49 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.16
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Foussat Language AcademyD+
Elementary · Grades KG–5 · 0.3 mi
M
Jefferson Middle SchoolD-
Middle · Grades 6–8 · 2.9 mi
H
Oceanside High SchoolC
High · Grades 9–12 · 3.9 mi

District: Oceanside Unified School District

Neighborhood · ZIP 92058These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.217

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.35,370
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.520 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,323
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,723
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

498 Moraga Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in San Luis Rey
  • Costs more per square foot than 72% of homes in San Luis Rey
  • Bigger than 65% of homes in San Luis Rey
  • Has a smaller lot than 76% of homes in San Luis Rey
  • Newer than 82% of homes in Oceanside 92058

What homes are worth in Oceanside 92058

Each bar is how many homes fall in that price range. The marker is this home.

This home
$432K$1.3M

This home is worth more than 64% of homes in Oceanside 92058.

How it measures up in Oceanside 92058

The dot is this home. The mark in the middle is the typical home in Oceanside 92058.

Estimated value$828,715
CheaperTypical $725,989Pricier

Pricier than 64% of homes nearby

Price per ft²$548
CheaperTypical $502Pricier

Pricier than 67% of homes nearby

Living area1,511 ft²
SmallerTypical 1,346 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.16 ac
SmallerTypical 0.24 acBigger

Bigger than 32% of homes nearby

Year built2001
OlderTypical 1985Newer

Newer than 82% of homes nearby

How 498 Moraga Way ranks against every home in each area.
MeasureThis homeSan Luis ReyOceanside 92058San Diego County
Estimated valuepricier than$828,71574% of homes64% of homes43% of homes
Price per ft²pricier than$54872% of homes67% of homes45% of homes
Living areabigger than1,511 ft²65% of homes62% of homes51% of homes
Lot sizebigger than0.16 ac24% of homes32% of homes29% of homes
Year builtnewer than200174% of homes82% of homes79% of homes

About 498 Moraga Way

How much is 498 Moraga Way, Oceanside, CA worth?

The TopHap Estimate for 498 Moraga Way, Oceanside, CA is $828,715 as of Sep 24, 2026. The likely range is $797,476 to $859,954. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 498 Moraga Way, Oceanside, CA last sell?

498 Moraga Way, Oceanside, CA last sold on Apr 7, 2023 for $805,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 498 Moraga Way, Oceanside, CA?

498 Moraga Way, Oceanside, CA has 3 bedrooms, 2 bathrooms, 1,511 square feet of living space and a 0.16-acre lot.

When was 498 Moraga Way, Oceanside, CA built?

498 Moraga Way, Oceanside, CA was built in 2001, making it 25 years old.

What schools serve 498 Moraga Way, Oceanside, CA?

498 Moraga Way, Oceanside, CA is assigned to Foussat Language Academy (elementary), rated D+; Jefferson Middle School (middle), rated D-; Oceanside High School (high), rated C. All sit in Oceanside Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 498 Moraga Way, Oceanside, CA compare to other homes in Oceanside 92058?

Among the 6,208 homes in Oceanside 92058, it is worth more than 64% of them ($828,715 against a typical $725,989), its price per square foot is higher than 67% of them ($548 against a typical $502), it is bigger than 62% of them (1,511 ft² against a typical 1,346 ft²), its lot is bigger than 32% of them (0.16 ac against a typical 0.24 ac) and it is newer than 82% of them (2001 against a typical 1985). Measured against all of San Diego County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 498 Moraga Way, Oceanside, CA?

The 2025 property tax bill for 498 Moraga Way, Oceanside, CA was $9,411. The county assessed it at $854,271.

More homes on Moraga Way

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