Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,670,048$732 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $1,045,000 on Sep 13, 2011

498 RIDER RD

WATSONVILLE, CA 95076
3
Beds
2
Baths
2,282 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
20.78 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.7M
$1.6M low$1.8M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,045,000 · Sep 13, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15,869 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,338,832 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$800,737
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$538,095
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,312,580
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,630,260

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
75
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
74
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
19
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
46
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.56 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySANTA CRUZ
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Aptos High SchoolB
High · Grades 9–12 · 3.6 mi
E
Bradley ElementaryC
Elementary · Grades KG–6 · 3.7 mi
M
Aptos Junior HighB-
Middle · Grades 7–8 · 4.2 mi

District: Pajaro Valley Joint Unified School District

Neighborhood · ZIP 95076These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.510

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.83,352
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.573 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,517
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,801
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.74%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

498 Rider Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Watsonville 95076
  • Costs more per square foot than 90% of homes in Watsonville 95076
  • Bigger than 81% of homes in Watsonville 95076
  • Among the largest lots in Santa Cruz County
  • Newer than 90% of homes in Santa Cruz County

What homes are worth in Watsonville 95076

Each bar is how many homes fall in that price range. The marker is this home.

This home
$394K$2.2M

This home is worth more than 95% of homes in Watsonville 95076.

How it measures up in Watsonville 95076

The dot is this home. The mark in the middle is the typical home in Watsonville 95076.

Estimated value$1,670,048
CheaperTypical $705,000Pricier

Pricier than 95% of homes nearby

Price per ft²$732
CheaperTypical $463Pricier

Pricier than 90% of homes nearby

Living area2,282 ft²
SmallerTypical 1,515 ft²Bigger

Bigger than 81% of homes nearby

Lot size20.78 ac
SmallerTypical 0.17 acBigger

Bigger than almost all homes nearby

Year built2002
OlderTypical 1973Newer

Newer than 89% of homes nearby

How 498 Rider Rd ranks against every home in each area.
MeasureThis homeWatsonville 95076Santa Cruz County
Estimated valuepricier than$1,670,04895% of homes86% of homes
Price per ft²pricier than$73290% of homes63% of homes
Living areabigger than2,282 ft²81% of homes79% of homes
Lot sizebigger than20.78 acalmost all homesalmost all homes
Year builtnewer than200289% of homes90% of homes

About 498 Rider Rd

How much is 498 Rider Rd, Watsonville, CA worth?

The TopHap Estimate for 498 Rider Rd, Watsonville, CA is $1,670,048 as of Oct 21, 2026. The likely range is $1,587,664 to $1,752,432. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 498 Rider Rd, Watsonville, CA last sell?

498 Rider Rd, Watsonville, CA last sold on Sep 13, 2011 for $1,045,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 498 Rider Rd, Watsonville, CA?

498 Rider Rd, Watsonville, CA has 3 bedrooms, 2 bathrooms and 2,282 square feet of living space.

When was 498 Rider Rd, Watsonville, CA built?

498 Rider Rd, Watsonville, CA was built in 2002, making it 24 years old.

What schools serve 498 Rider Rd, Watsonville, CA?

498 Rider Rd, Watsonville, CA is assigned to Aptos High School (high), rated B; Bradley Elementary (elementary), rated C; Aptos Junior High (middle), rated B-. All sit in Pajaro Valley Joint Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 498 Rider Rd, Watsonville, CA compare to other homes in Watsonville 95076?

Among the 16,202 homes in Watsonville 95076, it is worth more than 95% of them ($1,670,048 against a typical $705,000), its price per square foot is higher than 90% of them ($732 against a typical $463), it is bigger than 81% of them (2,282 ft² against a typical 1,515 ft²), its lot is bigger than almost all of them (20.78 ac against a typical 0.17 ac) and it is newer than 89% of them (2002 against a typical 1973). Measured against all of Santa Cruz County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 498 Rider Rd, Watsonville, CA?

The 2025 property tax bill for 498 Rider Rd, Watsonville, CA was $15,869. The county assessed it at $1,338,832.

More homes on Rider Rd

Closest homes

More homes in Watsonville 95076

Assigned schools

Explore the area

See this home in context

Open 498 Rider Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map