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Single Family ResidenceResidential
$161,397$210 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $20,000 on Jul 28, 2011

498 WALNUT ST

GAINES, MI 48436
1
Baths
768 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1946
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$161K
$154K low$168K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$20,000 · Jul 28, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$414 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$63,600 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$63,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$127,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.26
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGENESEE
Lot (acres)The size of the land the home sits on, from county records.0.60
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(4)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gaines Elementary SchoolB
Elementary · Grades KG–5 · 0.4 mi
M
Swartz Creek Middle SchoolC-
Middle · Grades 6–8 · 6.4 mi
H
Swartz Creek High SchoolC+
High · Grades 9–12 · 6.5 mi

District: Swartz Creek Community Schools

Neighborhood · ZIP 48436These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.27
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.3,951
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.122 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,461
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,140
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

498 Walnut St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Gaines 48436
  • Costs more per square foot than 90% of homes in Genesee County
  • Among the smallest homes in Gaines 48436
  • Has a smaller lot than 88% of homes in Gaines 48436
  • Older than 84% of homes in Gaines 48436

What homes are worth in Gaines 48436

Each bar is how many homes fall in that price range. The marker is this home.

This home
$122K$590K

This home is worth more than 7% of homes in Gaines 48436.

How it measures up in Gaines 48436

The dot is this home. The mark in the middle is the typical home in Gaines 48436.

Estimated value$161,397
CheaperTypical $275,879Pricier

Pricier than 7% of homes nearby

Price per ft²$210
CheaperTypical $187Pricier

Pricier than 70% of homes nearby

Living area768 ft²
SmallerTypical 1,528 ft²Bigger

Smaller than almost all homes nearby

Lot size0.6 ac
SmallerTypical 2.01 acBigger

Bigger than 12% of homes nearby

Year built1946
OlderTypical 1978Newer

Newer than 16% of homes nearby

How 498 Walnut St ranks against every home in each area.
MeasureThis homeGaines 48436Genesee County
Estimated valuepricier than$161,3977% of homes45% of homes
Price per ft²pricier than$21070% of homes90% of homes
Living areabigger than768 ft²almost no homes7% of homes
Lot sizebigger than0.6 ac12% of homes71% of homes
Year builtnewer than194616% of homes23% of homes

About 498 Walnut St

How much is 498 Walnut St, Gaines, MI worth?

The TopHap Estimate for 498 Walnut St, Gaines, MI is $161,397 as of Aug 30, 2026. The likely range is $154,323 to $168,471. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 498 Walnut St, Gaines, MI last sell?

498 Walnut St, Gaines, MI last sold on Jul 28, 2011 for $20,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 498 Walnut St, Gaines, MI?

498 Walnut St, Gaines, MI has 1 bathrooms, 768 square feet of living space and a 0.60-acre lot.

When was 498 Walnut St, Gaines, MI built?

498 Walnut St, Gaines, MI was built in 1946, making it 80 years old. The building has 1 story.

What schools serve 498 Walnut St, Gaines, MI?

498 Walnut St, Gaines, MI is assigned to Gaines Elementary School (elementary), rated B; Swartz Creek Middle School (middle), rated C-; Swartz Creek High School (high), rated C+. All sit in Swartz Creek Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 498 Walnut St, Gaines, MI compare to other homes in Gaines 48436?

Among the 1,459 homes in Gaines 48436, it is worth more than 7% of them ($161,397 against a typical $275,879), its price per square foot is higher than 70% of them ($210 against a typical $187), it is bigger than almost none of them (768 ft² against a typical 1,528 ft²), its lot is bigger than 12% of them (0.6 ac against a typical 2.01 ac) and it is newer than 16% of them (1946 against a typical 1978). Measured against all of Genesee County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 498 Walnut St, Gaines, MI?

The 2025 property tax bill for 498 Walnut St, Gaines, MI was $414. The county assessed it at $63,600.

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