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TownhouseResidential
$381,386$220 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $300,001 on Aug 24, 2020

4980 OYSTER REEF PL

WALDORF, MD 20602
2.5
Baths
1,732 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,153 ft²
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$381K
$371K low$392K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$300,001 · Aug 24, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,434 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$363,267 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$360,233
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$366,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyCHARLES
Lot (acres)The size of the land the home sits on, from county records.0.05
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 180 ft²Porch · 24 ft²

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mary B. Neal Elementary SchoolC+
Elementary · Grades PK–5 · 0.5 mi
H
St. Charles High SchoolD+
High · Grades 9–12 · 0.8 mi
M
Benjamin Stoddert Middle SchoolD+
Middle · Grades 6–8 · 1.6 mi

District: Charles County Public Schools

Neighborhood · ZIP 20602These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.28,712
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,045 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,341
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,450
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4980 Oyster Reef Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Charles County
  • Smaller than 68% of homes in Charles County
  • Has a smaller lot than 86% of homes in Charles County
  • Newer than 87% of homes in Waldorf 20602

What homes are worth in Waldorf 20602

Each bar is how many homes fall in that price range. The marker is this home.

This home
$252K$622K

This home is worth more than 43% of homes in Waldorf 20602.

How it measures up in Waldorf 20602

The dot is this home. The mark in the middle is the typical home in Waldorf 20602.

Estimated value$381,386
CheaperTypical $393,770Pricier

Pricier than 43% of homes nearby

Price per ft²$220
CheaperTypical $220Pricier

Pricier than 50% of homes nearby

Living area1,732 ft²
SmallerTypical 1,728 ft²Bigger

Bigger than 50% of homes nearby

Lot size2,153 ft²
SmallerTypical 0.2 acBigger

Bigger than 22% of homes nearby

Year built2009
OlderTypical 1981Newer

Newer than 87% of homes nearby

How 4980 Oyster Reef Pl ranks against every home in each area.
MeasureThis homeWaldorf 20602Charles County
Estimated valuepricier than$381,38643% of homes32% of homes
Price per ft²pricier than$22050% of homes62% of homes
Living areabigger than1,732 ft²50% of homes32% of homes
Lot sizebigger than2,153 ft²22% of homes14% of homes
Year builtnewer than200987% of homes81% of homes

About 4980 Oyster Reef Pl

How much is 4980 Oyster Reef Pl, Waldorf, MD worth?

The TopHap Estimate for 4980 Oyster Reef Pl, Waldorf, MD is $381,386 as of Sep 24, 2026. The likely range is $371,152 to $391,620. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4980 Oyster Reef Pl, Waldorf, MD last sell?

4980 Oyster Reef Pl, Waldorf, MD last sold on Aug 24, 2020 for $300,001, according to the county's recorded deed. TopHap holds 7 recorded sales for this parcel.

How big is 4980 Oyster Reef Pl, Waldorf, MD?

4980 Oyster Reef Pl, Waldorf, MD has 2.5 bathrooms, 1,732 square feet of living space and a 0.05-acre lot.

When was 4980 Oyster Reef Pl, Waldorf, MD built?

4980 Oyster Reef Pl, Waldorf, MD was built in 2009, making it 17 years old. It is a townhouse home. The building has 3 stories.

What schools serve 4980 Oyster Reef Pl, Waldorf, MD?

4980 Oyster Reef Pl, Waldorf, MD is assigned to Mary B. Neal Elementary School (elementary), rated C+; St. Charles High School (high), rated D+; Benjamin Stoddert Middle School (middle), rated D+. All sit in Charles County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4980 Oyster Reef Pl, Waldorf, MD compare to other homes in Waldorf 20602?

Among the 8,340 homes in Waldorf 20602, it is worth more than 43% of them ($381,386 against a typical $393,770), its price per square foot is higher than 50% of them ($220 against a typical $220), it is bigger than 50% of them (1,732 ft² against a typical 1,728 ft²), its lot is bigger than 22% of them (2,153 ft² against a typical 0.2 ac) and it is newer than 87% of them (2009 against a typical 1981). Measured against all of Charles County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4980 Oyster Reef Pl, Waldorf, MD?

The 2025 property tax bill for 4980 Oyster Reef Pl, Waldorf, MD was $10,434. The county assessed it at $363,267.

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