Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$321,563
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $84,900 on Jun 15, 1992

4986 BLUFF DR NE

GRAND RAPIDS, MI 49525
0
Baths
3,826 ft²
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$322K
$278K low$365K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$84,900 · Jun 15, 1992
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$201,563
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$161,250
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$55,000
BYRON CENTER STATE BANK · recorded Apr 1, 2002
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$65,000
VALLEY RIDGE MORTGAGE CO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,158 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$128,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$110,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$256,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKENT
Lot (acres)The size of the land the home sits on, from county records.0.09
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Northview High SchoolB+
High · Grades 9–12 · 1.1 mi
E
North Oakview Elementary SchoolA
Elementary · Grades PK–4 · 1.3 mi
M
Crossroads Middle SchoolA-
Middle · Grades 7–8 · 1.4 mi

District: Northview Public School District

Neighborhood · ZIP 49525These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.31,139
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,263 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,767
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,666
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4986 Bluff Dr Ne measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Grand Rapids 49525
  • Among the smallest lots in Grand Rapids 49525

What homes are worth in Grand Rapids 49525

Each bar is how many homes fall in that price range. The marker is this home.

This home
$188K$1.1M

This home is worth more than 29% of homes in Grand Rapids 49525.

How it measures up in Grand Rapids 49525

The dot is this home. The mark in the middle is the typical home in Grand Rapids 49525.

Estimated value$321,563
CheaperTypical $386,206Pricier

Pricier than 29% of homes nearby

Lot size3,826 ft²
SmallerTypical 0.41 acBigger

Smaller than almost all homes nearby

How 4986 Bluff Dr Ne ranks against every home in each area.
MeasureThis homeGrand Rapids 49525Kent County
Estimated valuepricier than$321,56329% of homes43% of homes
Lot sizebigger than3,826 ft²almost no homes9% of homes

About 4986 Bluff Dr Ne

How much is 4986 Bluff Dr Ne, Grand Rapids, MI worth?

The TopHap Estimate for 4986 Bluff Dr Ne, Grand Rapids, MI is $321,563 as of Jul 14, 2026. The likely range is $278,091 to $365,035. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4986 Bluff Dr Ne, Grand Rapids, MI last sell?

4986 Bluff Dr Ne, Grand Rapids, MI last sold on Jun 15, 1992 for $84,900, according to the county's recorded deed.

What schools serve 4986 Bluff Dr Ne, Grand Rapids, MI?

4986 Bluff Dr Ne, Grand Rapids, MI is assigned to Northview High School (high), rated B+; North Oakview Elementary School (elementary), rated A; Crossroads Middle School (middle), rated A-. All sit in Northview Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4986 Bluff Dr Ne, Grand Rapids, MI compare to other homes in Grand Rapids 49525?

Among the 10,150 homes in Grand Rapids 49525, it is worth more than 29% of them ($321,563 against a typical $386,206) and its lot is bigger than almost none of them (3,826 ft² against a typical 0.41 ac). Measured against all of Kent County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4986 Bluff Dr Ne, Grand Rapids, MI?

The 2025 property tax bill for 4986 Bluff Dr Ne, Grand Rapids, MI was $2,158. The county assessed it at $128,000.

Closest homes

More homes in Grand Rapids 49525

Assigned schools

Explore the area

See this home in context

Open 4986 Bluff Dr Ne on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map