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Single Family ResidentialResidential
$506,254$452 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4989 MILAM PL

FREELAND, WA 98249
2
Beds
1
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.57 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$506K
$491K low$522K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$26,493
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$21,194
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.86%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$430,761
HERITAGE BK · P · recorded Sep 25, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$49,000
STERLING SAVINGS BANK

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$437,309 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$250,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$187,309
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$419,798
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$437,309

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.25
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
54
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyIsland
Lot (acres)The size of the land the home sits on, from county records.0.57
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Floor/Wall Furnace
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 355 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Whidbey Elementary SchoolB+
Elementary · Grades KG–5 · 7.3 mi
H
South Whidbey High SchoolA+
High · Grades 9–12 · 7.5 mi
M
South Whidbey Middle SchoolB
Middle · Grades 6–8 · 7.5 mi

District: South Whidbey School District

Neighborhood · ZIP 98249These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.300

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,390
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.179 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,838
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,171
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.25 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.33%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4989 Milam Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Freeland 98249
  • Costs more per square foot than 73% of homes in Island County
  • Smaller than 82% of homes in Island County

What homes are worth in Freeland 98249

Each bar is how many homes fall in that price range. The marker is this home.

This home
$299K$2.8M

This home is worth more than 14% of homes in Freeland 98249.

How it measures up in Freeland 98249

The dot is this home. The mark in the middle is the typical home in Freeland 98249.

Estimated value$506,254
CheaperTypical $753,412Pricier

Pricier than 14% of homes nearby

Price per ft²$452
CheaperTypical $439Pricier

Pricier than 53% of homes nearby

Living area1,120 ft²
SmallerTypical 1,738 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.57 ac
SmallerTypical 0.43 acBigger

Bigger than 54% of homes nearby

Year built1994
OlderTypical 1991Newer

Newer than 55% of homes nearby

How 4989 Milam Pl ranks against every home in each area.
MeasureThis homeFreeland 98249Island County
Estimated valuepricier than$506,25414% of homes29% of homes
Price per ft²pricier than$45253% of homes73% of homes
Living areabigger than1,120 ft²19% of homes18% of homes
Lot sizebigger than0.57 ac54% of homes47% of homes
Year builtnewer than199455% of homes61% of homes

About 4989 Milam Pl

How much is 4989 Milam Pl, Freeland, WA worth?

The TopHap Estimate for 4989 Milam Pl, Freeland, WA is $506,254 as of Jul 14, 2026. The likely range is $490,585 to $521,923. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4989 Milam Pl, Freeland, WA?

4989 Milam Pl, Freeland, WA has 2 bedrooms, 1 bathrooms, 1,120 square feet of living space and a 0.57-acre lot.

When was 4989 Milam Pl, Freeland, WA built?

4989 Milam Pl, Freeland, WA was built in 1994, making it 32 years old. The building has 1 story.

What schools serve 4989 Milam Pl, Freeland, WA?

4989 Milam Pl, Freeland, WA is assigned to South Whidbey Elementary School (elementary), rated B+; South Whidbey High School (high), rated A+; South Whidbey Middle School (middle), rated B. All sit in South Whidbey School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4989 Milam Pl, Freeland, WA compare to other homes in Freeland 98249?

Among the 3,432 homes in Freeland 98249, it is worth more than 14% of them ($506,254 against a typical $753,412), its price per square foot is higher than 53% of them ($452 against a typical $439), it is bigger than 19% of them (1,120 ft² against a typical 1,738 ft²), its lot is bigger than 54% of them (0.57 ac against a typical 0.43 ac) and it is newer than 55% of them (1994 against a typical 1991). Measured against all of Island County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Freeland 98249

Assigned schools

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