Skip to content
Skip to content
TopHapOpen in map
CondominiumResidential
$452,421$375 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

499 HUMPHREY ST APT 2

SWAMPSCOTT, MA 01907
Building report
3
Beds
1
Baths
1,207 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$452K
$382K low$523K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,906 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$340,500 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$340,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$337,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
46
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyEssex
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Swampscott Middle SchoolC+
Middle · Grades 5–8 · 0.5 mi
E
Swampscott Elementary SchoolC+
Elementary · Grades KG–4 · 0.5 mi
H
Swampscott High SchoolA
High · Grades 9–12 · 1.0 mi

District: Swampscott School District

Neighborhood · ZIP 01907These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.62
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.15,022
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,395 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$135,474
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$175,738
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

499 Humphrey St Apt 2 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Swampscott 01907
  • Costs less per square foot than 84% of homes in Swampscott 01907
  • Smaller than 83% of homes in Swampscott 01907
  • Older than 65% of homes in Essex County

What homes are worth in Swampscott 01907

Each bar is how many homes fall in that price range. The marker is this home.

This home
$367K$2.8M

This home is worth more than 10% of homes in Swampscott 01907.

How it measures up in Swampscott 01907

The dot is this home. The mark in the middle is the typical home in Swampscott 01907.

Estimated value$452,421
CheaperTypical $851,606Pricier

Pricier than 10% of homes nearby

Price per ft²$375
CheaperTypical $480Pricier

Pricier than 16% of homes nearby

Living area1,207 ft²
SmallerTypical 1,845 ft²Bigger

Bigger than 17% of homes nearby

Year built1930
OlderTypical 1937Newer

Newer than 48% of homes nearby

How 499 Humphrey St Apt 2 ranks against every home in each area.
MeasureThis homeSwampscott 01907Essex County
Estimated valuepricier than$452,42110% of homes12% of homes
Price per ft²pricier than$37516% of homes38% of homes
Living areabigger than1,207 ft²17% of homes19% of homes
Year builtnewer than193048% of homes35% of homes

About 499 Humphrey St Apt 2

How much is 499 Humphrey St Apt 2, Swampscott, MA worth?

The TopHap Estimate for 499 Humphrey St Apt 2, Swampscott, MA is $452,421 as of Aug 30, 2026. The likely range is $381,542 to $523,300. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 499 Humphrey St Apt 2, Swampscott, MA?

499 Humphrey St Apt 2, Swampscott, MA has 3 bedrooms, 1 bathrooms and 1,207 square feet of living space.

When was 499 Humphrey St Apt 2, Swampscott, MA built?

499 Humphrey St Apt 2, Swampscott, MA was built in 1930, making it 96 years old. The building has 1 story.

What schools serve 499 Humphrey St Apt 2, Swampscott, MA?

499 Humphrey St Apt 2, Swampscott, MA is assigned to Swampscott Middle School (middle), rated C+; Swampscott Elementary School (elementary), rated C+; Swampscott High School (high), rated A. All sit in Swampscott School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 499 Humphrey St Apt 2, Swampscott, MA compare to other homes in Swampscott 01907?

Among the 5,167 homes in Swampscott 01907, it is worth more than 10% of them ($452,421 against a typical $851,606), its price per square foot is higher than 16% of them ($375 against a typical $480), it is bigger than 17% of them (1,207 ft² against a typical 1,845 ft²) and it is newer than 48% of them (1930 against a typical 1937). Measured against all of Essex County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 499 Humphrey St Apt 2, Swampscott, MA?

The 2025 property tax bill for 499 Humphrey St Apt 2, Swampscott, MA was $3,906. The county assessed it at $340,500.

More homes on Humphrey St Apt 2

Closest homes

More homes in Swampscott 01907

Assigned schools

Explore the area

See this home in context

Open 499 Humphrey St Apt 2 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map