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Residential (General/Single)Residential
$39,456
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 37How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $18,000 on Jun 28, 2018

499 OWENS RD

ROCKHOLDS, KY 40759
0
Baths
0.95 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$39K
$15K low$64K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$18,000 · Jun 28, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$20 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,500 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$2,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.146 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyWhitley
Lot (acres)The size of the land the home sits on, from county records.0.95

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Whitley County North Elementary SchoolB
Elementary · Grades PK–6 · 8.9 mi
H
Whitley County High SchoolA-
High · Grades 9–12 · 9.3 mi
M
Whitley County Middle SchoolA
Middle · Grades 7–8 · 9.4 mi

District: Whitley County School District

Neighborhood · ZIP 40759These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.131
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.32%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,925
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.74 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,082
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$49,913
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

499 Owens Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Whitley County
  • Has a smaller lot than 80% of homes in Rockholds 40759

What homes are worth in Rockholds 40759

Each bar is how many homes fall in that price range. The marker is this home.

This home
$23K$281K

This home is worth more than 16% of homes in Rockholds 40759.

How it measures up in Rockholds 40759

The dot is this home. The mark in the middle is the typical home in Rockholds 40759.

Estimated value$39,456
CheaperTypical $76,623Pricier

Pricier than 16% of homes nearby

Lot size0.95 ac
SmallerTypical 2.5 acBigger

Bigger than 20% of homes nearby

How 499 Owens Rd ranks against every home in each area.
MeasureThis homeRockholds 40759Whitley County
Estimated valuepricier than$39,45616% of homes12% of homes
Lot sizebigger than0.95 ac20% of homes36% of homes

About 499 Owens Rd

How much is 499 Owens Rd, Rockholds, KY worth?

The TopHap Estimate for 499 Owens Rd, Rockholds, KY is $39,456 as of Aug 30, 2026. The likely range is $14,666 to $64,246. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 499 Owens Rd, Rockholds, KY last sell?

499 Owens Rd, Rockholds, KY last sold on Jun 28, 2018 for $18,000, according to the county's recorded deed.

What schools serve 499 Owens Rd, Rockholds, KY?

499 Owens Rd, Rockholds, KY is assigned to Whitley County North Elementary School (elementary), rated B; Whitley County High School (high), rated A-; Whitley County Middle School (middle), rated A. All sit in Whitley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 499 Owens Rd, Rockholds, KY compare to other homes in Rockholds 40759?

Among the 1,670 homes in Rockholds 40759, it is worth more than 16% of them ($39,456 against a typical $76,623) and its lot is bigger than 20% of them (0.95 ac against a typical 2.5 ac). Measured against all of Whitley County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 499 Owens Rd, Rockholds, KY?

The 2025 property tax bill for 499 Owens Rd, Rockholds, KY was $20. The county assessed it at $2,500.

More homes on Owens Rd

Closest homes

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Assigned schools

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