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Single Family ResidenceResidential
$1,100,000$237 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $639,990 on Dec 22, 2003

5 CROSS POINT DR

OWINGS, MD 20736
2.5
Baths
4,636 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$962K low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$639,990 · Dec 22, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,382 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$791,300 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$761,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$850,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.64
87
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
52
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.48 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCALVERT
Lot (acres)The size of the land the home sits on, from county records.1.22
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 169 ft²Porch · 408 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Windy Hill Middle SchoolA-
Middle · Grades 6–8 · 1.9 mi
E
Windy Hill Elementary SchoolA-
Elementary · Grades PK–5 · 1.9 mi
H
Northern High SchoolB+
High · Grades 9–12 · 3.2 mi

District: Calvert County Public Schools

Neighborhood · ZIP 20736These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.11,729
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.448 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$151,758
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$164,720
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5 Cross Point Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Calvert County
  • Costs less per square foot than 82% of homes in Owings 20736
  • Among the largest homes in Calvert County
  • Has a bigger lot than 70% of homes in Calvert County
  • Newer than 73% of homes in Owings 20736

What homes are worth in Owings 20736

Each bar is how many homes fall in that price range. The marker is this home.

This home
$303K$1.1M

This home is worth more than 98% of homes in Owings 20736.

How it measures up in Owings 20736

The dot is this home. The mark in the middle is the typical home in Owings 20736.

Estimated value$1,100,000
CheaperTypical $609,279Pricier

Pricier than 98% of homes nearby

Price per ft²$237
CheaperTypical $276Pricier

Pricier than 18% of homes nearby

Living area4,636 ft²
SmallerTypical 2,213 ft²Bigger

Bigger than 98% of homes nearby

Lot size1.22 ac
SmallerTypical 1.26 acBigger

Bigger than 48% of homes nearby

Year built1999
OlderTypical 1988Newer

Newer than 73% of homes nearby

How 5 Cross Point Dr ranks against every home in each area.
MeasureThis homeOwings 20736Calvert County
Estimated valuepricier than$1,100,00098% of homesalmost all homes
Price per ft²pricier than$23718% of homes23% of homes
Living areabigger than4,636 ft²98% of homesalmost all homes
Lot sizebigger than1.22 ac48% of homes70% of homes
Year builtnewer than199973% of homes72% of homes

About 5 Cross Point Dr

How much is 5 Cross Point Dr, Owings, MD worth?

The TopHap Estimate for 5 Cross Point Dr, Owings, MD is $1,100,000 as of Oct 21, 2026. The likely range is $961,777 to $1,238,223. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5 Cross Point Dr, Owings, MD last sell?

5 Cross Point Dr, Owings, MD last sold on Dec 22, 2003 for $639,990, according to the county's recorded deed.

How big is 5 Cross Point Dr, Owings, MD?

5 Cross Point Dr, Owings, MD has 2.5 bathrooms, 4,636 square feet of living space and a 1.22-acre lot.

When was 5 Cross Point Dr, Owings, MD built?

5 Cross Point Dr, Owings, MD was built in 1999, making it 27 years old. The building has 2 stories.

What schools serve 5 Cross Point Dr, Owings, MD?

5 Cross Point Dr, Owings, MD is assigned to Windy Hill Middle School (middle), rated A-; Windy Hill Elementary School (elementary), rated A-; Northern High School (high), rated B+. All sit in Calvert County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5 Cross Point Dr, Owings, MD compare to other homes in Owings 20736?

Among the 3,144 homes in Owings 20736, it is worth more than 98% of them ($1,100,000 against a typical $609,279), its price per square foot is higher than 18% of them ($237 against a typical $276), it is bigger than 98% of them (4,636 ft² against a typical 2,213 ft²), its lot is bigger than 48% of them (1.22 ac against a typical 1.26 ac) and it is newer than 73% of them (1999 against a typical 1988). Measured against all of Calvert County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5 Cross Point Dr, Owings, MD?

The 2025 property tax bill for 5 Cross Point Dr, Owings, MD was $8,382. The county assessed it at $791,300.

More homes on Cross Point Dr

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Assigned schools

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