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TownhouseResidential
$50,335$42 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

5 RACE ST

CUMBERLAND, MD 21502
1
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,950 ft²
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$50K
$34K low$66K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$50,335
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$40,268

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$245 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$32,833 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$29,567
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$36,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyAllegany
Lot (acres)The size of the land the home sits on, from county records.0.04
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 180 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Penn Elementary SchoolC-
Elementary · Grades PK–5 · 0.2 mi
H
Fort Hill High SchoolB-
High · Grades 9–12 · 0.7 mi
M
Washington Middle SchoolD+
Middle · Grades 6–8 · 0.7 mi

District: Allegany County Public Schools

Neighborhood · ZIP 21502These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.41,109
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.436 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,358
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,957
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5 Race St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Cumberland 21502
  • Costs less per square foot than 92% of homes in Allegany County
  • Smaller than 67% of homes in Allegany County
  • Has a smaller lot than 97% of homes in Allegany County
  • Older than 85% of homes in Allegany County

What homes are worth in Cumberland 21502

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$450K

This home is worth more than 6% of homes in Cumberland 21502.

How it measures up in Cumberland 21502

The dot is this home. The mark in the middle is the typical home in Cumberland 21502.

Estimated value$50,335
CheaperTypical $147,703Pricier

Pricier than 6% of homes nearby

Price per ft²$42
CheaperTypical $113Pricier

Pricier than 9% of homes nearby

Living area1,200 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than 34% of homes nearby

Lot size1,950 ft²
SmallerTypical 0.22 acBigger

Bigger than 4% of homes nearby

Year built1910
OlderTypical 1944Newer

Newer than 17% of homes nearby

How 5 Race St ranks against every home in each area.
MeasureThis homeCumberland 21502Allegany County
Estimated valuepricier than$50,3356% of homes6% of homes
Price per ft²pricier than$429% of homes8% of homes
Living areabigger than1,200 ft²34% of homes33% of homes
Lot sizebigger than1,950 ft²4% of homes3% of homes
Year builtnewer than191017% of homes15% of homes

About 5 Race St

How much is 5 Race St, Cumberland, MD worth?

The TopHap Estimate for 5 Race St, Cumberland, MD is $50,335 as of Jul 14, 2026. The likely range is $34,320 to $66,350. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 5 Race St, Cumberland, MD?

5 Race St, Cumberland, MD has 1 bathrooms, 1,200 square feet of living space and a 0.04-acre lot.

When was 5 Race St, Cumberland, MD built?

5 Race St, Cumberland, MD was built in 1910, making it 116 years old. It is a townhouse home. The building has 2 stories.

What schools serve 5 Race St, Cumberland, MD?

5 Race St, Cumberland, MD is assigned to South Penn Elementary School (elementary), rated C-; Fort Hill High School (high), rated B-; Washington Middle School (middle), rated D+. All sit in Allegany County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5 Race St, Cumberland, MD compare to other homes in Cumberland 21502?

Among the 15,315 homes in Cumberland 21502, it is worth more than 6% of them ($50,335 against a typical $147,703), its price per square foot is higher than 9% of them ($42 against a typical $113), it is bigger than 34% of them (1,200 ft² against a typical 1,368 ft²), its lot is bigger than 4% of them (1,950 ft² against a typical 0.22 ac) and it is newer than 17% of them (1910 against a typical 1944). Measured against all of Allegany County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5 Race St, Cumberland, MD?

The 2023 property tax bill for 5 Race St, Cumberland, MD was $245. The county assessed it at $32,833.

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