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Single Family ResidenceResidential
$926,791$287 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $634,900 on May 2, 2006

5 STEPHEN CT

RINGOES, NJ 08551
0
Baths
3,228 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$927K
$878K low$976K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$634,900 · May 2, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$92,891
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$74,313
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.86%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$507,900
AMERICAN FEDERAL MORTGAGE CO · recorded May 2, 2006
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$326,000
AMERICAN FEDERAL MORTGAGE CORP

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15,836 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$522,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$265,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$257,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$522,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$522,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.105 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHUNTERDON
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Copper Hill Elementary SchoolA-
Elementary · Grades PK–4 · 1.2 mi
M
J. P. Case Middle SchoolB-
Middle · Grades 7–8 · 2.8 mi
H
Hunterdon Central Regional High SchoolB
High · Grades 9–12 · 3.0 mi

District: Hunterdon Central Regional School District

Neighborhood · ZIP 08551These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.45
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.89

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.41%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,238
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.229 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$158,572
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$192,114
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5 Stephen Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Hunterdon County
  • Bigger than 84% of homes in Hunterdon County
  • Has a bigger lot than 93% of homes in Ringoes 08551
  • Newer than 83% of homes in Hunterdon County

What homes are worth in Ringoes 08551

Each bar is how many homes fall in that price range. The marker is this home.

This home
$353K$1.4M

This home is worth more than 73% of homes in Ringoes 08551.

How it measures up in Ringoes 08551

The dot is this home. The mark in the middle is the typical home in Ringoes 08551.

Estimated value$926,791
CheaperTypical $737,762Pricier

Pricier than 73% of homes nearby

Price per ft²$287
CheaperTypical $296Pricier

Pricier than 41% of homes nearby

Living area3,228 ft²
SmallerTypical 2,445 ft²Bigger

Bigger than 71% of homes nearby

Lot size5.28 ac
SmallerTypical 1.51 acBigger

Bigger than 93% of homes nearby

Year built1997
OlderTypical 1984Newer

Newer than 74% of homes nearby

How 5 Stephen Ct ranks against every home in each area.
MeasureThis homeRingoes 08551Hunterdon County
Estimated valuepricier than$926,79173% of homes87% of homes
Price per ft²pricier than$28741% of homes47% of homes
Living areabigger than3,228 ft²71% of homes84% of homes
Lot sizebigger than5.28 ac93% of homes93% of homes
Year builtnewer than199774% of homes83% of homes

About 5 Stephen Ct

How much is 5 Stephen Ct, Ringoes, NJ worth?

The TopHap Estimate for 5 Stephen Ct, Ringoes, NJ is $926,791 as of Jul 14, 2026. The likely range is $877,761 to $975,821. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5 Stephen Ct, Ringoes, NJ last sell?

5 Stephen Ct, Ringoes, NJ last sold on May 2, 2006 for $634,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

When was 5 Stephen Ct, Ringoes, NJ built?

5 Stephen Ct, Ringoes, NJ was built in 1997, making it 29 years old. The building has 2 stories.

What schools serve 5 Stephen Ct, Ringoes, NJ?

5 Stephen Ct, Ringoes, NJ is assigned to Copper Hill Elementary School (elementary), rated A-; J. P. Case Middle School (middle), rated B-; Hunterdon Central Regional High School (high), rated B. All sit in Hunterdon Central Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5 Stephen Ct, Ringoes, NJ compare to other homes in Ringoes 08551?

Among the 1,718 homes in Ringoes 08551, it is worth more than 73% of them ($926,791 against a typical $737,762), its price per square foot is higher than 41% of them ($287 against a typical $296), it is bigger than 71% of them (3,228 ft² against a typical 2,445 ft²), its lot is bigger than 93% of them (5.28 ac against a typical 1.51 ac) and it is newer than 74% of them (1997 against a typical 1984). Measured against all of Hunterdon County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5 Stephen Ct, Ringoes, NJ?

The 2025 property tax bill for 5 Stephen Ct, Ringoes, NJ was $15,836. The county assessed it at $522,800.

Closest homes

More homes in Ringoes 08551

Assigned schools

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