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Single Family ResidenceResidential
$241,733$109 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

5 TERRACE HL

PROCTOR, VT 05765
3
Beds
2.5
Baths
2,218 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.66 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$242K
$199K low$284K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$216,733
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$173,386
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.11%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
RBS CITIZENS BANK NA · recorded Sep 10, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,236 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$175,560 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,020
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$155,540
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$175,560

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
47
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.72 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRUTLAND
Lot (acres)The size of the land the home sits on, from county records.0.66
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Slate
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckElevator

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Proctor Elementary SchoolC
Elementary · Grades PK–6 · 0.4 mi
M
Proctor Jr. /Sr. High SchoolC
Middle · Grades 7–12 · 0.9 mi

District: Quarry Valley Unified Union School District

Neighborhood · ZIP 05765These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.1,844
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.228 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,344
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,571
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5 Terrace Hl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Rutland County
  • Costs less per square foot than 92% of homes in Rutland County
  • Bigger than 81% of homes in Rutland County
  • Has a bigger lot than 69% of homes in Proctor 05765
  • Older than 85% of homes in Rutland County

What homes are worth in Proctor 05765

Each bar is how many homes fall in that price range. The marker is this home.

This home
$103K$424K

This home is worth more than 61% of homes in Proctor 05765.

How it measures up in Proctor 05765

The dot is this home. The mark in the middle is the typical home in Proctor 05765.

Estimated value$241,733
CheaperTypical $222,729Pricier

Pricier than 61% of homes nearby

Price per ft²$109
CheaperTypical $139Pricier

Pricier than 16% of homes nearby

Living area2,218 ft²
SmallerTypical 1,640 ft²Bigger

Bigger than 79% of homes nearby

Lot size0.66 ac
SmallerTypical 0.45 acBigger

Bigger than 69% of homes nearby

Year built1880
OlderTypical 1910Newer

Newer than 24% of homes nearby

How 5 Terrace Hl ranks against every home in each area.
MeasureThis homeProctor 05765Rutland County
Estimated valuepricier than$241,73361% of homes33% of homes
Price per ft²pricier than$10916% of homes8% of homes
Living areabigger than2,218 ft²79% of homes81% of homes
Lot sizebigger than0.66 ac69% of homes40% of homes
Year builtnewer than188024% of homes15% of homes

About 5 Terrace Hl

How much is 5 Terrace Hl, Proctor, VT worth?

The TopHap Estimate for 5 Terrace Hl, Proctor, VT is $241,733 as of Jul 14, 2026. The likely range is $199,297 to $284,169. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5 Terrace Hl, Proctor, VT last sell?

5 Terrace Hl, Proctor, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 5 Terrace Hl, Proctor, VT?

5 Terrace Hl, Proctor, VT has 3 bedrooms, 2.5 bathrooms, 2,218 square feet of living space and a 0.66-acre lot.

When was 5 Terrace Hl, Proctor, VT built?

5 Terrace Hl, Proctor, VT was built in 1880, making it 146 years old. The building has 2 stories.

What schools serve 5 Terrace Hl, Proctor, VT?

5 Terrace Hl, Proctor, VT is assigned to Proctor Elementary School (elementary), rated C; Proctor Jr. /Sr. High School (middle), rated C. All sit in Quarry Valley Unified Union School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5 Terrace Hl, Proctor, VT compare to other homes in Proctor 05765?

Among the 657 homes in Proctor 05765, it is worth more than 61% of them ($241,733 against a typical $222,729), its price per square foot is higher than 16% of them ($109 against a typical $139), it is bigger than 79% of them (2,218 ft² against a typical 1,640 ft²), its lot is bigger than 69% of them (0.66 ac against a typical 0.45 ac) and it is newer than 24% of them (1880 against a typical 1910). Measured against all of Rutland County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5 Terrace Hl, Proctor, VT?

The 2025 property tax bill for 5 Terrace Hl, Proctor, VT was $2,236. The county assessed it at $175,560.

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Assigned schools

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